The Hidden Costs of an Athlete’s Life

There is almost no avoiding the physical costs of decades of training on an athlete’s body. While the primary focus of this article is on avoiding bankruptcy after retirement, for many athletes receiving a payday for their efforts is not even a realistic dream. 

59% of Olympic hopefuls, for example, make less than $25,000 a year. They exist on sponsorship dollars, crowd-sourced income, and prize money winnings. Few, if any, have the time to hold a part-time job and still maintain their training schedules. While the US does pay for receiving an Olympic medal, $37,500 for a lifetime of work is obviously not the primary driver for their decision to compete. 

Regardless of what sport or the compensation level for any athlete, the decades of physical training have long-term effects on any competitor. Former athletes consistently make healthcare decisions that may affect their mobility, mental well-being, and financial outlook. With hefty price tags, it’s nearly impossible to avoid the lengthy care associated with being an elite athlete later in life. The hidden costs associated with sports injuries have wide-ranging effects on an athlete’s life and happiness. 

Insurance Isn’t Always a Lifeline

Depending on the sport, playing under a team contract isn’t always a solution. The NBA, for example, has gone to great lengths to make sure that players, player’s wives, and children have access to team healthcare plans. 

But many other professional organizations have a long way to go to keep up with the NBA. 

This is due in part to the small number of total NBA players. With only 600 players across the league and an average career length of 4.8 years, the NBA Players Association is in a much better bargaining position around healthcare. The NFL, by contrast, has 1,696 players to consider and they churn through their careers at a much faster rate. With the merger of Major League and Minor League Baseball unions, MLB is negotiating for around 6,500 players every year. 

As for their benefits, Major League Baseball players who play less than four years receive an additional two years of healthcare. Eclipsing that four-year mark in their career allows them to access the health plan indefinitely.

NFL players are eligible to receive supplements and alumni bridges. For the impact sport of professional football, players and their families can only access an additional five years of coverage after hitting their full pension at three years (or more) of play. 

Because 67% of NHL players have Canadian healthcare, hockey players have long dodged long-term healthcare negotiations within their contracts. With the understanding of impact sports and its potential CTE and concussion implications, the NHL is now finding itself trying to resolve player safety and retired player safety. 

After the team coverage lapses, most athletes are looking for their next career at an extremely young age, and health insurance is often a primary driver of their career selections. 

Additionally, none of the above-described scenarios cover professional players who are not part of collective bargaining. Gymnasts, golfers, tennis players, and many other professional athletes do not have healthcare or health insurance included in their salary. In fact, these professionals are responsible for the costs of their own insurance, their own trainers, and the entire staff that works with them on the touring circuit. 

For many athletes who don’t have a professional avenue open to them after college, they are stuck dealing with all the negatives that other athletes have to resolve but without any of the large-scale paydays their counterparts received. Many of the top-earning college athletes. Few NCAA athletes have the NIL money of Arch Manning or Instagram followers of Livvy Dunne. 

Why Athletes Face Financial Hardship

Short Careers, Long-Term Consequences

The average career of a professional athlete is 4.6 years, which is very comparable to an average NCAA career. Because these careers are so short, many people are dealing with the financial implications of retirement at a time when they may not have the maturity to grapple with the full repercussions of their investments.

Even professional players retire at an average age of 26, and in spite of the NFL Players Association requiring financial literacy classes for all players, an astounding 78% of professional football players will struggle with financial hardship in their lives.

Retiring in your 20s is a wild proposition. With only 2% of NCAA players having a professional career, finding a new identity in your early-to-mid 20s is a tough task for anyone. But considering that most athletes hit their maximum lifetime earning years so early, building a long-term financial cushion for the long haul is often not within their sights.

 

Endless Wealth Trap

There are endless reasons for the struggle that athletes face financially after retirement. Many athletes trust the wrong financial advisors, make poor investments, or are taken advantage of by predatory money managers or similar career managers. If Shohei Ohtani can be taken for $17M, what hope is there for other athletes?

The problem most athletes face is feeling those paydays are endless. While all athletes know that big paychecks are temporary, many don’t realize the implications. An average earner of $5M will take home just $2M after paying their taxes and agent. While that feels like enough to live a life of luxury, most players will not have a second career ready immediately upon retiring.

Athletes also typically run with other athletes, who may have more lucrative contracts and spend like it. Luxury items, flashy lifestyles, and ever escalating salaries can give a false sense of security. No matter the sport, there are always icebergs ahead. Whether an injury, unexpected change in playing time, or a divorce, many players are shocked at how volatile their earnings actually are. ESPN reports the divorce rate for athletes is 60% to 80%. Many athletes have alimony payments and child support. These payments will far outlast most player’s careers. 

If Curt Schilling and Tony Gwynn can go bankrupt, it’s no leap to think that bankruptcy lies in wait for other, lesser known, players. 

Unforeseen Sports Injuries and Challenges

The cost of injuries is not just care. For many athletes, a promising career cut short is always unexpected. When a player feels good and is planning on having multiple years of playtime, an injury will upend their financial plan. 

While the stories of professional players who saved all their cash, like Larry Bird, it was a joke on the court for him. Players teased him while he was a Celtics star, only to later have players ask for handouts. Bird has been open about how being frugal prepared him for the next chapter of his life, but these lessons don’t seem to resonate with all athletes. 

Whenever anyone retires, feelings of depression and lack of purpose can follow. If this happens to people spending 40 years preparing for retirement, it’s no surprise that an athlete will have the same emotions in their 20s. Additionally, if athletes don’t have a second career plan or plan for how to spend their time, there is little to do except overspend what they’ve saved. 

The emotional toll of retirement and injury is likely to disrupt more than just an athlete’s income, it has the potential to derail their entire financial stability if mismanaged. 

Athletes are often not versed with their options for disability insurance and life insurance when it matters. Having a qualified financial advisor can assist with these planning issues, not just about managing the dollars and cents in a portfolio. 

Life After Athletics

Finding a positive activity or second career should be the first priority of any retired athlete. Whether you signed a multi-million dollar contract or competed in a sport that you knew would only last through college, knowing what the next chapter is will be essential for your mental and financial well-being.

Good financial advisors will tell you it’s not about hitting a financial home run. The goal should be finding something that occupies your time that doesn’t cost more money, or finding another career that you’re passionate about. Trying to hit it big with another business shouldn’t be the goal when trying to create financial stability.

A willingness to talk about the role that race can play in money management is also an idea that is gaining traction. There are organizations specifically targeted to help student-athletes learn to manage their money and find qualified advisors. These organizations have financial advisors who specialize in sudden wealth increases like athletes encounter. 

Dealing with life after athletics is more than financial. Purpose Athletics has created a workbook and some personal-building exercises to help with transitioning into everyday life after sports. Remember, there is no shame in asking for professional help in anyone’s retirement journey. 

Taking Control of Your Financial Future: Balancing Sport and Finance

The biggest lesson we hope athletes will take away from this blog post is that finding the right people to help you plan your financial future is essential. When an athlete goes from High School to college or from the NCAA to the pros, there will be an avalanche of information that is almost impossible to sift through alone. Having the right people in place early is the best way to ensure your financial future. 

Planning early, before you receive your first paycheck is essential. There are stories from big-name athletes who met with marquee investing firms and felt like they were watching ‘the teacher from Charlie Brown’ talk to them. Finding a financial advisor who can talk you through your first payday, your tax implications, and help you build a lifetime financial plan is a must. 

With the NCAA’s changes to Name Image and Likeness (NIL), finding a financial advisor you can trust is no longer something that can be put off till your first contract is signed. Work with trusted financial advisors who have a fiduciary responsibility to you, their client.

Avoid quick investments with potential big pay-days. Learn from other athletes and skip investing in businesses you don’t understand and ones that promise to have big payouts on short timetables. 

Sports and finance don’t have to be at odds with each other. Remember, life after athletics is something that every athlete has to encounter, without exception. 

Build an Emergency Fund

The best way to ensure a happy and healthy life after retirement is to have the largest nest egg possible. Regardless of the sport or position, injuries are inevitable. Whether small sprains and tears to large surgeries and recovery, saving an emergency fund can prevent later financial stress. 

There are lots of online ‘emergency fund’ calculators, but keep in mind that most of those won’t take into account the stress that gets put on an athlete’s body. Make sure that if you are building an emergency fund with cash from an NIL deal, or a professional contract, you must plan for the financial impact of injuries that are difficult to avoid for anyone. 

Having an emergency fund as a safety net is essential for any athlete to prevent financial ruin. 

The Nebraska Greats Foundation 

We believe every athlete deserves a fulfilling and financially secure retirement. It’s time to break the cycle of bankruptcy and empower athletes to take control of their financial future.

Ready to create a winning financial game plan? Contact the Nebraska Greats Foundation. We offer resources and support to help you navigate the challenges and reclaim your future.

Healthcare and Health Insurance for Athletes

Athletes spend decades turning their bodies into finely honed tools for one specific motion. Regardless of whether that motion is throwing a baseball, landing a backflip, or spiking a volleyball, athletes push their bodies to the extreme of possibilities. While playing in college or professionally, healthcare and health insurance are typically included in most large training programs. But what happens after that health insurance window is closed?

For athletes who are fortunate enough to have professional playing time, healthcare has become a significant part of the benefits packages included in collective bargaining agreements. While these benefits have increased significantly for the pros, they are far from reasonable. For retired NFL players, for example, coverage only extends 5-years after your career ends. After that 5-years, the NFL plan can cost $35,000 a year. 

And while most professional athletes will play in a unionized setting, many professionals are in charge of their own expenses. Tennis players and golfers are the most high-profile exceptions, footing the bill for their own travel, lodging, training, and coaching. 

Why Athletic Healthcare Matters

Stepping into a new world with NCAA changes around ‘name, image and likeness’ or NIL, the National Collegiate Athletic Association (NCAA) has also highlighted the importance of healthcare for athletes. 

While the NCAA has required member schools to provide athletes some form of accidental injury insurance coverage, a 2024 change also gives a post-eligibility injury insurance coverage option for 2-years after the college experience. This expansion was still criticized by many news outlets for not being substantial enough for football programs at Universities.

Injuries are an unfortunate aspect of competition that is unavoidable.  A report by the Centers for Disease Control and Prevention estimated that between 2009-14 there were about 210,700 injuries on average per year among the roughly 478,900 college athletes participating in NCAA sports.

Injuries can obviously vary from muscle pulls and sprains to more serious injuries – even injuries that require long-term treatment. For problems like this, it can be a complex issue of determining insurance coverage, securing care, and negotiating with healthcare providers. 

The Challenge of Accessing Athletic Healthcare

The largest point we hope you’ll take away from this blog is how long athletes will deal with healthcare situations. In the Olympics, for example, the average athlete age is 27. That means an injury or medical problem is something they may have to face for decades. An injured college athlete may have to seek assistance for 60 years after playing their last game. 

Athletes also require a variety of physical assistance that the rest of us can escape. Former athletes live longer on average than their non-athlete counterparts but have elevated rates of musculoskeletal injury, osteoarthritis, and joint replacement. 

Former athletes also have differing needs when accessing healthcare, and not just because of managing prior injuries. Many athletes need assistance to accommodate their lower energy needs after retirement and some struggle to find new exercises and activities with less body impact. This is made even more difficult for collision athletes, where 73% report having sustained chronic injuries. 

Former competitors also face a need for assistance with transitioning their diet and supplements back to a regular routine. Needing to slim down, bulk up, reconfigure a diet, or change and phase out supplements is all best done under the close eye of a medical professional. 

Common Athletic Injuries

The most common athletic injuries are focused on the joints. Here is a look at those affecting the most patients. 

Patellofemoral Syndrome

More commonly known as ‘Runners Knee,’ patellofemoral syndrome is the most common athletic injury. It is most commonly an overuse problem but can also be caused by impact or trauma. The good news with Runners Knee is that stretching, ice, strengthening and rest can help clear it up from the problem list. 

Shoulder Injury

The second most common injury is the shoulder. For ‘overhead athletes,’ or those who perform with their arms in motion above them, this is extremely common. Swimmers, volleyball and basketball players are all too familiar with shoulder issues. Shoulder injury treatment can vary from rehab and strength training to reconstruction and surgery. 

Tennis Elbow

Another repeated stress injury, lateral epicondylitis or ‘tennis elbow,’ is a swelling of the tendons that move your wrist backward, or away from your palm. Tennis elbow usually presents when athletes are between 20 and 30 years old and can usually be assisted with perfecting wrist form, strength training, and rest.

Strained Hamstring

Hamstrings are the most common muscle to be slightly or completely torn. Most commonly caused by muscle overloading, strained hamstrings can sideline an athlete for up to a month. The most common cause is muscle overloading, or when a small and intense burst of energy happens – like a sprinter leaving the blocks. 

Sciatica

Any pain that travels via the sciatic nerve is defined as sciatica, but athletes get sciatica primarily from piriformis syndrome. Because of intense physical activity, like weight lifting, this puts strain on the piriformis muscle. The resulting inflammation can push the nerve and in some cases even herniate a disc away from the lower spine. 

While these are the five most common sports-related injuries, they are obviously not the most severe. Concussions have become a prominent issue within the impact sports community and have led to a nationwide discussion about the seriousness around the issue.

Athletes and Mental Health

One positive injury change within the sports community is the willingness to discuss mental health. According to the National Institute of Health, many former athletes show signs of cognitive impairment, anxiety, depression, and alcohol misuse compared to the general population. 

Any retirement presents challenges to transition, and athletes are no exception. Given their physical demands, sports careers are much shorter than others and often athletes feel ill-prepared for the decades ahead of them.

Additionally, athletes typically begin their sports enthusiasm at a young age, which builds a personality link to their physical skills. When that sport is removed from the equation it can cause a shift to redefine who that athlete is. Without competition and the drive to be better, who am I? 

Weight gain from lack of competition has additional mental side effects. The increased pounds can actually lead to mood changes and athletes are less likely than the population at large to be aware of recreational sports. 

The Price Of a Healthy Athlete  

When watching our athletes compete, we’re filled with renewed energy and adrenaline, but for many of them, that price will be paid for many years to come. 

If you include time-loss and medical costs, the costs of high-school contact sports is $19.2B and another $1.5B for colleges. That cost is passed along to all of us in higher costs, more doctor burnout, and stress on an already taxed system. 

There is a US shortage of specialists, which has been accelerated by COVID-19 burnout in the medical field. The weight-time to find doctors, specialists, and physical therapists is at an all-time high, nationwide. 

The Specifics of Health Insurance for Athletes

For current athletes, there is a new and emerging niche of insurance options for healthcare needs. While it is true that most student-athletes remain on their parent’s insurance, there is a new marketplace that specializes in insurance and disability plans for student-athletes. 

Team USA or the US Olympic Team provider of health insurance is USOPC, which offers Elite Athlete Health Insurance (EAHI) to the Medical Assistance Fund (MAF) to the Medical Network (MN). Other companies like AHP Healthcare and US Sports Scholarships. 

Recent changes in US healthcare policy make refusing ‘pre-existing conditions’ a thing of the past. Former athletes are one group that benefited greatly from the policy change. 

What To Do When There’s No Health Insurance for Athletes

Lack of health insurance can be a problem for many, not just athletes. The good news is that Healthcare.gov has expanded its capabilities and interface to make health insurance shopping easier for everyone. 

But unlike the general population, athletes without insurance may not have the options or coverage to get the full care that they need. Many suffer in silence with pain, fatigue, and ongoing injuries that persist. 

There are limited options for many of these current and former athletes, outside of healthcare exchanges in their state. Medicare and Medicaid become a key tool to current and former athletes’ medical planning. 

​​Medicare

Medicare is a federal insurance program available to those:

• 65 years and older (whatever their income)
• Younger than 65 years with a disability and have received Social Security Disability Insurance (SSDI) for at least 24 months
• Individuals of all ages who have end-stage renal disease (permanent kidney failure in need of dialysis or a transplant)

Medicaid

Medicaid is a state-based assistance program serving low-income people under age 65. Patients usually pay no part of costs for covered medical expenses, although a small co-payment may be required.

Each state sets its own guidelines regarding eligibility and services so you should contact your local Medicaid office directly. 

The Nebraska Greats Foundation

Founded by former Nebraska Football All-American Jerry Murtaugh, the Nebraska Greats Foundation was conceived after the tragic real-life loss of Andra Franklin and David Humm to address situations just like we’ve been discussing. 

The Nebraska Greats Foundation provides medical and financial assistance to in-need former athletes from Nebraska’s 16 four-year Colleges and Universities. For many athletes, this can be one of the largest stressors in their lives. 

The Nebraska Greats Foundation has a team of board-certified, licensed physicians who donate their time and expertise to evaluate each applicant. They provide guidance for the foundation but also alternatives and options for each applicant based on their own circumstances. The physician’s board is also a valuable resource in identifying worthy candidates.

Healthcare For Athletes Everywhere

Hannah Tillerson is a key example of an athlete without anywhere else to turn for assistance. 

Originally from Oklahoma, Hannah joined Midland University and their soccer team, even receiving a 2022 All-GPAC Honorable Mention.

Sustaining an ankle injury early in 2022 and a traumatic brain injury late in the season, Hannah’s existing medical issues with her hip were aggravated from the new strain on her ankle. Despite her attempts to play through the pain, Hannah had to retire from soccer early.

If not properly managed, these hip, ankle, and brain injuries will have profound impacts on Hannah’s ability to live a healthy life. 

To ensure an optimal recovery with proper healing time, injuries like this create a huge financial burden for athletes like Hannah to overcome. 

This is where the Nebraska Greats Foundation was able to step in and step up to assist. Hannah was able to offset her medical bills and offset her mounting stress around the situation. 

A Helping Hand

The Nebraska Greats Foundation is a non-profit organization that provides financial assistance to former athletes and ex-athletes from Nebraska’s colleges and universities who face medical challenges. 

Through this support, we can alleviate some of the mental health issues that Nebraska athletes are going through during their recovery process.

If you know of an athlete friend or family member who needs access to specific treatments and services, let us know to potentially alleviate some of the stress associated with managing these conditions.

With your help, we can make the Nebraska sports scene a safer place for our community athletes. Wondering how to help? Donate today or contact us. Most donations are tax-deductible.

The Physical and Mental Toll of Sports Injuries

While some form of injury, big or small, is almost inevitable for athletes – the long-term impact and costs is something rarely considered when first getting involved on the field with an activity. The transition from a fun extracurricular activity to a serious and possibly scholarship-based sport for any athlete can sneak up on you, but the considerations and toll of an injury can be life-altering. 
Most readers think of early childhood sports as a carefree scenario with happy kids engaging in their first competitions. Today’s reality may not coincide with the Leave it to Beaver version that many of us have in our heads.

Sports specialization has been creeping into younger and younger athletes. ‘Sports specialization’ is defined as “an intentional and focused participation in a single sport for 8 months or more per year.”

These effects are far-reaching and have multiple real-world problems.

Lessening Participation

The first problem is selecting a single sport at an increasingly young age actually leads to lessening participation across sports. This happens for two distinct reasons. 

The first is burnout from the student-athletes. It’s estimated that 70% of single sport-focused athletes will drop out of that sport by age 13. Additionally, when athletes choose a specialization, they never have the opportunity to explore other sports for which they might have a passion. 

These problems go hand-in-glove with the issue of advanced athletes. 

Because athletes learn the skills to conquer a sport at a young age, it makes latter participation almost impossible. By encouraging athletes to be the best they can be as young as they can be, we close the door to more participation by novice athletes entering high school or beyond. 

Advanced Injuries

The second looming problem is creating advanced injuries. There has been an increase of media coverage around Tommy Johns surgery for teens. This repetitive stress injury was something that previously was a part of MLB pitchers in their late careers. Now, it’s common for 35% of MLB pitchers and as of 2014, 67% of all Tommy Johns surgeries were performed on athletes 16-20 years old. 

This touches on the specialization problem mentioned earlier. Because young athletes don’t have a secondary sport the possibility of repetitive stress injuries becomes much more likely at a younger age. 

If pitchers, for example, were to take 3-4 months off from their promising sport and play basketball, Tommy Johns surgery for 16-20 year olds would be non-existent. 

Lingering Effects: 

Serious surgeries and serious injuries are increasingly common among younger and younger athletes because of the drive to perform at the top echelon of their sport.

Regardless of the injury, there are always lingering physical effects for players.

It has been reported that over $700,000,000 was spent on salaries for injured athletes in MLB in 2015, over $450,000,000 in the NFL, $350,000,000 in the NBA and $300,000,000 in the English Premier League but what is the true underlying cost of these injuries?

Many injuries, regardless if they are fixed or unresolved, can also turn into unexpected future issues. Post-traumatic osteoarthritis is caused by early life injuries. Because cartilage will strengthen from tears and impact, osteoarthritis is a very common lingering effect for all athletes.  

Former NCAA athletes report a more limited range of motion, lower health-related quality of life surveys, and these scores go down over time. 

The Mental & Emotional Strain:

Becoming less taboo is discussing the emotional strain that is placed on top-tier athletes. The heightened stress that athletes operate under in their day-to-day lives has been traced to developing affective disorders later in life. 

A 2019 study found that 35% of elite athletes have mental health concerns. This can be a wide-ranging issue from the struggle to balance personal responsibilities with sports, to their relentless pursuit of perfection in their sports specialty. 

Depression is the most common emotional issue surrounding athletes. There was a previous feeling that the endorphins produced by training and playing were a good barrier to depression. We now know that depression impacts athletes at all levels of play. 

It’s estimated that 6.7% of the US population has struggled with depression in the previous 12-month period. That number is anywhere from 15-21% among college athletes. That same study found that athletes who had experienced an injury reported significantly higher levels of depression than non-injured athletes. 

The Financial Reality

The research is deepening around the financial reality for NCAA athletes after they leave college. Chronic injuries surround former NCAA athletes at a significantly higher rate than recreational athletes. 

Of course, many former college athletes continue to thrive physically after college. But for those with sustained injuries, there will be a long future of specialists, physical therapists, and ongoing care.  

To understand the costs of athlete injuries, one study over four years in Florida found that youth sports-related injuries accounted for $55M in insurance and youth Medicare costs. And consider that’s just one state over four years.

Cost Of Sports Injury Doctor: Direct Costs

Sports injury costs can vary wildly from state to state and city to city. For 25- to 40-year-olds, a 2011 survey estimated average charges for a leg fracture were about $3,403, while the estimated average charges for an arm fracture were about $7,666. 

In an exhaustive study, the estimated cost per year ranges from $446 million to $1.5 billion for college injuries. For high school, the range is $5.4 billion to $19.2 billion.

There is little data on costs not directly from the doctor’s office, but there is no stretch to put together that ongoing surgeries, rehabilitation, and ongoing medications are likely much higher than the initial treatments given. Additionally, many athletes run up against being underinsured or even uninsured. 

The Long Run: Indirect Costs

There are high price tags for injuries later in life for an injured player. The highest indirect cost is that of missing a professional opportunity. Indeed, we’ve seen an increase of players in college refusing to make bowl appearances for their teams. 

Lost income is the largest concern, but the hidden costs of adaptive equipment will quickly and far exceed the sticker price of a doctor’s visit. The cost of travel and specialized equipment can put a significant strain on any budget. 

What Athletes Won’t Tell You About Life After a Sport Injury

One of the little talked-about aspects of injury is the pressure athletes feel to keep it a secret. The old-school feeling that you should ‘play through the pain’ has caused untold permanent damage for so many athletes. 

The importance of receiving immediate care cannot be overstated. How quickly the initial injury can be resolved is one of the leading indicators for positive outcomes down the line. The pressure to finish a match, continue training, or keep an injury to yourself can create a lifetime of struggle. 

Along that same line, skipping rehab is a common and dangerous idea. Athletes too often want to get back to regular training, back to the game, or back to their teammates. Because of this internal pressure, many athletes don’t complete the rigorous rehabilitation plans from the training. 

Athletes will often ignore smaller concerns. Whether because there are multiple issues or that thinking the pain will go away, athletes often push through issues that will come back to haunt them later in life. Early diagnosis is the easiest way to prevent a future sports injury. 

The Impact on Life Beyond Sports

Career & Education

Injuries have an impact on more than just a player’s performance on the field or court. When injuries occur, student-athletes are more likely to miss school and training days. A 2019 study found that grades are negatively affected by sports-related concussions.

While no comprehensive study of injured athlete graduation rates exists, the depression surrounding an injury has obvious negative effects on their schooling. 

Relationships & Social Life

A 2010 study revealed that many students lack a support system when dealing with an injury. This same study found that female athletes struggled more than their male counterparts to find the emotional and social support they needed in dealing with an injury. 

The NCAA did an exhaustive study of the effects of injury on college athletes and even dove into how injuries can lead to increased use of alcohol and illegal drugs to cope on campus. Their findings are the most complete to date on the struggle student-athletes face across campuses. 

Any change in physical capabilities for the population at large has negative impacts on social engagement, physical activity, and feelings of isolation. These can be made doubly difficult to deal with in a collegiate setting. 

The Importance of Prevention & Proactive Care:

The importance of prevention and listening to medical professionals cannot be overstated. So often the drive to get back to work with teammates has student-athletes choosing to curb the amount of advice they take from their training staff. Ignoring rehab recommendations is also more prevalent in younger athletes rather than their professional counterparts.

This can also be impacted by the information the athletes receive from the coaching and training staff and is further impacted by the importance of the upcoming match. 

It is crucial for athletes to heed professional guidance and for the training staff to make medical recommendations based on the athlete and not on the pressure to win. 

The Reality Of Injuries in Sports

The pressing reality of college athletes and the financial burden they bear has caught the attention of the US Senate as the NCAA struggles to catch up to a changing landscape of financial responsibilities in a post-NIL (Name, Image, and Likeness) world.

The full scope of injuries and the lives of athletes post-injury is being actively studied by the National Institute for Health (NIH) and the NCAA. The reality and full scope of these impacts may not be known immediately. 

NGF Treats Even The Worst Sports Injury 

This is where the Nebraska Greats Foundation comes in. So many athletes have nowhere to turn to afford the sports-related care they need. Our team of medical experts evaluates the requests that come in and the Nebraska Greats Foundation will step in to assist.

Many of these athletes cannot find the financing or empowerment they need to achieve their dreams without sacrificing their health. We at the Nebraska Greats Foundation want to change that. 

How to Apply

In the world of college sports, injuries are practically ubiquitous. Whether it’s torn ligaments, broken bones, or nagging chronic pain, recovery can often come at a steep price. It can be an incredibly daunting situation for athletes without the financial resources to pay for medical treatment. 

Pride can also get in the way of these athletes asking for the help they need, which means one of the most thoughtful things you can do is refer athletes you know need medical care and assistance.  

In addition, the injuries do not need to stem directly from their playing days. We have helped many people whose medical needs began decades after their playing days ended. Our team will contact the athlete directly and work with them to find a solution that works for their health and budget.

If you or an athlete you know is struggling with the long-term effects of a sports injury, reach out to the Nebraska Greats Foundation. We offer resources and support to help you navigate the challenges and reclaim your future.

Nebraska Women’s Sports History

The story of women’s sports in Nebraska mirrors a familiar narrative seen around the globe. Initially, the sports scene was dominated by men, leaving little room for women to engage in athletic pursuits.

However, between 1880 and 1890, collegiate sports began to take root and gain popularity within Nebraska’s universities. It wasn’t until around the turn of the century, circa 1900, that women began to carve out their own niche in athletics, forming groups that were somewhat dismissively termed “Minor Athletics.”

Naturally, the landscape of sports has transformed dramatically over the past century.

Back then, women’s athletic attire prioritized modesty over performance, making it far from ideal for competition or physical activity.

Photographs from the era highlights this disparity: men were often captured in dynamic, in-game moments, exuding energy and enthusiasm. In stark contrast, women’s team photos were formal and restrained, with little to no indication of the sports equipment they used.

Despite these challenges, women’s sports teams at the University of Nebraska-Lincoln began to flourish, gradually establishing a strong presence and creating a legacy that continues to evolve today.

Intercollegiate Competition: The Beginning of Nebraska Women’s Sports

The dawn of women’s intercollegiate competition marked a pivotal moment in the history of Nebraska’s sports.

Nebraska’s teams were not alone; across the country, women’s sports teams were emerging, fueled by determination and a passion for competition.

As these teams ventured into the competitive arena, they began to participate in intercollegiate matches, quickly establishing themselves as formidable opponents. Their skill and dedication were undeniable.

In a landmark event in 1901, the University of Nebraska-Lincoln (UNL) women’s basketball team took to the court for their first intercollegiate game. In an impressive debut, they emerged victorious against the University of Missouri, setting the stage for a rich legacy of women’s sports in Nebraska.

The End of an Era: What Did the Future Hold for Women in Sport?

The journey of women’s sports in Nebraska reached a significant turning point in 1908 when, despite the excellence of the UNL team, the governing board decided to discontinue intercollegiate competitions for women.

This decision cast a long shadow over the future of women’s sports, effectively putting a halt to these competitions for nearly six decades. It seemed, for a time, that the vibrant history of women’s athletics might fade into obscurity.

However, the passion and determination for women’s sports didn’t completely vanish. Within the walls of universities, interclass games continued to thrive, providing a glimmer of hope and continuity.

As society evolved and attitudes towards women’s sports began to change, the sports community grew stronger and more resilient.

This resurgence of spirit and community eventually paved the way for the return of intercollegiate competitions for women, rekindling the flame that had been momentarily extinguished.

The enduring legacy of women’s sports in Nebraska, therefore, is a testament to perseverance and the unyielding desire to break barriers and redefine possibilities.

UNL Women’s Athletic Association

The founding of the Women’s Athletic Association (WAA) in March 1917 marked a significant milestone in the history of women’s sports at the University of Nebraska-Lincoln (UNL) and beyond.

Spearheaded by physical education instructors Dorothy Baldwin and Jessie Beghtol Lee, the WAA played a crucial role in promoting and overseeing athletic competitions for women.

The establishment of the WAA was not just about organizing sports events; it was a movement towards recognizing and valuing women’s athletic achievements.

By implementing a system of awards for successful competitors, the association underscored the importance of women’s sports and encouraged participation and excellence.

The legacy of the WAA continues to influence the world of women’s sports today, serving as a testament to its enduring impact on fostering and advancing athletic opportunities for women.

The Return Of Intercollegiate Athletics

The revival of intercollegiate athletics for women in Nebraska on April 22, 1967, marked a pivotal moment in the state’s sports history. This day saw representatives from colleges and universities across Nebraska come together to discuss the creation of a league dedicated to women’s intercollegiate sports.

The outcome of this meeting was the formation of the Nebraska Women’s Intercollegiate Sports Council (NWISC), a monumental step in reinvigorating women’s athletics in the state.

This development was significant for several reasons.

Firstly, it showcased a unified commitment among Nebraska’s educational institutions to support and enhance women’s sports, a commitment that had been sporadic since women’s intercollegiate competitions were halted in 1908.

Secondly, the NWISC played a crucial role in bringing women’s sports into the public eye by organizing state tournaments, which in turn boosted participation and interest in women’s athletics.

Looking back at the broader history of sports in Nebraska, the 1920s and 1930s were notable for the formation of women’s teams across various schools. However, these early forays into women’s team sports were often overshadowed by more established men’s sports like basketball and track.

During this period, women’s sports were largely seen as recreational rather than competitive, with formal matches being a rarity.

Despite these humble beginnings, the efforts of organizations like the NWISC and the foundational work in the early 20th century laid the groundwork for Nebraska to become a formidable presence in women’s collegiate sports.

The state’s commitment to developing and promoting women’s athletics has contributed significantly to its reputation as a powerhouse in the sports arena.

UNO Softball 

The rise of intercollegiate competition in Nebraska saw a significant surge in interest and participation in women’s sports, leading to the establishment of more teams across the state.

This interest set the stage for a momentous achievement in Nebraska’s sports history.

In 1975, during the AIAW Women’s College World Series, the women’s softball team from the University of Nebraska Omaha (UNO) showcased their talent and determination. In a thrilling deciding game, they emerged victorious over Northern Iowa with a score of 6-4.

This victory was not just a win; it was a historic moment for UNO, as it secured the university’s first-team national championship.

This achievement underscored the growing prominence and potential of women’s sports in Nebraska, marking UNO’s softball team’s victory as a landmark event in the state’s rich sports history.

Nebraska Women’s Sports Teams Finding Their Own Space

Despite the growing popularity and success of women’s sports, the journey towards equality in Nebraska was fraught with challenges. The 1990s highlighted the disparities that still existed between men’s and women’s sports teams, particularly in terms of resources and recognition.

Space Constraints

As late as 1995, women athletes at Nebraska universities faced significant logistical hurdles. They lacked dedicated spaces for their teams, resulting in shared lockers and dressers with other teams. This lack of space forced them to transport and manage their equipment without the convenience of on-campus storage.

Access to facilities was another issue, with parking at stadiums often reserved exclusively for men’s events. Furthermore, women’s teams were required to set up their own playing fields and arrange seating before competitions.

Media Representation

The disparity extended into media coverage.

Major media outlets focused predominantly on men’s sports, especially football, leaving women’s sports, such as volleyball, in the shadows.

This lack of visibility not only marginalized women’s sports but also diminished the recognition of female athletes’ achievements and efforts.

Strides Towards Equity

Determined to bridge this gap, athletes, coaches, and supporters advocated for more equitable treatment and media representation.

Their efforts culminated in a significant victory in 1999 when local radio station 107.3 agreed to broadcast women’s volleyball games.

This decision allowed for both football and volleyball matches to be aired simultaneously on different channels, offering women’s sports much-needed exposure and recognition.

This moment was a critical step towards addressing the gender disparities in sports media coverage, highlighting the ongoing struggle for equality and the importance of visibility in advancing women’s sports.

2009: The Time for Women’s Basketball

As the 2000s progressed, the Nebraska Huskers women’s basketball team was making notable strides in the NCAA Tournament, demonstrating their prowess by qualifying in two of the previous three seasons.

Yet, it was the 2009-10 season that would etch their name in the annals of collegiate basketball history.

Under the guidance of Head Coach Connie Yori, the Huskers embarked on a remarkable journey. They not only participated in the games; they dominated them, achieving an impeccable record throughout the regular season. This string of victories was not just a testament to their skill and hard work but also a clear sign of the team’s synergy and Yori’s leadership.

The crowning achievement of this extraordinary season was securing the Big 12 regular-season championship for the second time in the team’s history.

This accomplishment was more than just a win; it was a statement. It marked the Nebraska Huskers women’s basketball team’s arrival as a force to be reckoned with and set a new benchmark for what the team could achieve.

The 2009-10 season remains a high point in the team’s history, symbolizing not just their talent and determination but also the potential for future success in women’s basketball.

The Weight of Volleyball for Women Sports in Nebraska

Volleyball has undoubtedly been a cornerstone in establishing Nebraska as a trailblazer in women’s collegiate sports in the United States.

The Nebraska Huskers volleyball team, known for its exceptional talent and competitive spirit, has consistently made waves on the national stage, further cementing their legacy in the sport.

In a strategic move that would redefine their future, the University of Nebraska-Lincoln decided in 2010 to leave the Big 12 Conference, a partnership that had lasted fifteen years.

This decision was not taken lightly, considering the Cornhuskers’ dominant performance in the Big 12, where they left an indelible mark by winning the championship in 2010 with an impressive conference record of 278 wins to just 22 losses.

Transitioning to the Big Ten Conference in 2011 opened a new chapter for the University of Nebraska, allowing its athletic teams to compete against other storied programs like Penn State, Minnesota, Wisconsin, and Illinois.

This move was particularly significant for the volleyball team, which quickly proved its mettle by winning the Big Ten championship in their very first year in the conference.

The Huskers’ volleyball success significantly boosted the sport’s popularity in Nebraska, culminating in 2013 when the renovated Nebraska Devaney Center sold nearly 8,000 season tickets. This overwhelming support led the nation in attendance, with an average of 8,175 fans per match, showcasing the community’s passion and support for women’s volleyball.

This era not only highlighted the Huskers’ competitive excellence but also underscored the vital role volleyball plays in promoting women’s sports in Nebraska and beyond.

2023 Nebraska’s World Record

In an unprecedented display of support for women’s sports, Nebraska shattered the world record for attendance at a women’s sporting event in 2023.

A staggering crowd of 92,003 spectators filled Memorial Stadium, all gathered to watch the powerhouse Nebraska volleyball team, a five-time NCAA champion, take on the Omaha Mavericks. The match ended in a resounding 3-0 victory for the Nebraska Huskers team.

This momentous occasion eclipsed the previous world record for a women’s sports event attendance, which was set during the Women’s World Cup soccer final between Team USA and China, witnessed by 90,185 fans at the Rose Bowl in Pasadena, California.

The significant turnout for the volleyball match in Nebraska not only etched a new chapter in the history books for women’s sports in Nebraska but also highlighted the increasing popularity and support for women’s sports nationwide.

This record-breaking event serves as a testament to the passion and enthusiasm that fans have for women’s sports, marking a significant milestone in the journey towards greater recognition and equality in sports.

The Future of Nebraska Women’s Sports

Looking ahead, the trajectory for women’s sports at the University of Nebraska-Lincoln (UNL) is set on an upward curve, promising even more achievements and milestones.

The remarkable progress and accomplishments witnessed in recent years signify just the beginning of what’s possible as UNL remains committed to elevating its female athletes and sports programs to global acclaim.

The university’s ongoing efforts to recruit elite talent from across the nation and around the globe are a testament to its dedication to excellence in women’s sports.

By offering state-of-the-art training facilities, a cadre of seasoned coaches, and a nurturing environment, UNL is not just attracting top-tier athletes; it’s crafting an ecosystem where these athletes can flourish and push the boundaries of their capabilities.

This investment in the future of women’s sports at UNL is not merely about maintaining competitive teams; it’s about building a legacy of empowerment, excellence, and equality.

As these efforts continue to unfold, the future for women’s sports at the University of Nebraska-Lincoln shines bright, promising a new era of achievements, records, and global recognition.

Nebraska Has Talent

Nebraska’s commitment to enhancing its women’s sports programs reflects a broader goal of fostering diversity and inclusivity within athletics.

By continuously seeking to broaden the range of sports available to female athletes, Nebraska not only creates more opportunities for participation but also enriches the sports culture with a wider array of talents and perspectives.

This expansion is crucial for accommodating the diverse interests and abilities of female athletes, ensuring that every aspiring sportswoman finds her place in the competitive world of athletics.

The influence of Nebraska’s women’s sports teams transcends the boundaries of competition and athletic achievement. These athletes stand as beacons of inspiration, showing young girls that their aspirations in sports and beyond are valid and achievable.

Their success stories and journeys to excellence in their respective fields serve as powerful motivation that encourage the next generation to chase their dreams with vigor and determination.

At the Nebraska Greats Foundation, we look forward with anticipation to the unfolding future of women’s sports. The foundation is not just a spectator but a proud supporter of this journey, eager to witness and celebrate the milestones and triumphs that lie ahead.

As history continues to be written by these talented and determined women, their legacy will undoubtedly encourage more young girls to step into the world of sports, knowing that their dreams are within reach and that they, too, can become great.

The Nebraska Greats Foundation

This is where organizations like the Nebraska Greats Foundation step in. The foundation provides financial assistance and support to former letter-winning athletes from Nebraska’s colleges and universities who face significant medical expenses. 

This support can be a lifeline for athletes dealing with the aftermath of sports-related injuries, helping them access the necessary medical care and rehabilitative services.

The Nebraska Greats Foundation recognizes that athletes often give their all on the court, sometimes at the cost of their health. By providing financial aid, the foundation ensures these athletes can lead healthier lives after their athletic careers. 

It underscores the importance of caring for athletes’ health during their active years and beyond, emphasizing that their well-being is as important as the records they set and the games they win.

The University of Nebraska Football Legacy

In the heartland of the Midwest, the University of Nebraska’s football legacy stands as a testament to determination and excellence, transcending the collegiate scene to make its mark on the NFL’s most prestigious event: the Super Bowl.

This rich tradition showcases the depth of talent and spirit nurtured within the vast plains of Nebraska, where football is not just a game but a way of life.

This legacy is celebrated annually as Husker alumni grace the Super Bowl, embodying the hard work, resilience, and unyielding dedication instilled in them at Nebraska. Their presence on football’s biggest stage underscores the university’s role in shaping athletes who excel beyond their college years, continuing to inspire fans and future players alike.

As the Super Bowl unfolds, the spirit of Nebraska football is vividly on display, reinforcing the enduring impact of the Huskers’ program. It’s a powerful reminder that the journey from the fields of Nebraska to the heights of professional football is paved with the values of perseverance and excellence, hallmarks of the Husker tradition.

From the early years, when the Huskers rose to prominence under the guidance of legendary coaches, to the modern era, marked by unforgettable moments and a commitment to tradition, the program has etched its indelible mark on the landscape of American football.

But the legacy isn’t confined just to the university campus. It extends into the National Football League (NFL), where former Huskers have seamlessly transitioned from collegiate stardom to professional prominence. 

As we celebrate the University of Nebraska football legacy, we’ll unravel the stories of former Huskers who continue to add new chapters to this enduring legacy that defines University of Nebraska football.

The Huskers in the NFL

The pipeline from the University of Nebraska football to the NFL has been a thriving avenue, with a crowd of former Huskers leaving an undeniable mark on the professional football landscape.

Among the notable alumni who have made their mark in the NFL, two standouts, Randy Gregory and Daniel Bullocks, exemplify the caliber of talent that the Huskers consistently produce.

Randy Gregory: From Nebraska to the NFL

Randy Gregory‘s journey from the University of Nebraska Football to the NFL is a compelling tale of resilience, tenacity, and a relentless pursuit of excellence. 

At Nebraska, he distinguished himself as a formidable defensive end, becoming a linchpin in the Big Ten’s defensive lineup. His exceptional performance earned him first-team All-Big Ten honors for two consecutive years, a testament to his dominance on the field.

The 2014 season was a critical juncture for Gregory, as he faced injuries that tested his resolve. Despite these challenges, including missing games and playing limited snaps, his impact was undeniable. He showcased not just traditional defensive skills but also a remarkable versatility with notable plays that underscored his potential.

Gregory’s ability to adapt and excel, from recording interceptions to forcing fumbles and blocking field goals, spoke volumes of his athletic prowess. His college career saw him amass 17.5 sacks, placing him ninth in Nebraska’s record books, illustrating his significant contribution to the Huskers’ legacy.

Choosing to enter the NFL Draft post-2014, Gregory embarked on a new chapter. Drafted by the Dallas Cowboys and later moving to the San Francisco 49ers, his journey reflects a relentless pursuit of excellence, affirming his status as a defensive powerhouse shaped by the challenges and triumphs at Nebraska.

Daniel Bullocks: A Former Husker Coaching in the NFL

Daniel Bullocks’ evolution from a celebrated Nebraska Husker to an esteemed coach in the NFL encapsulates a journey marked by dedication, leadership, and an enduring bond with football at its highest level.

As a standout strong safety during his college days, Bullocks, alongside his twin brother Josh, became a cornerstone of Nebraska’s defense, earning accolades and the respect of peers and coaches alike.

Throughout his tenure at Nebraska, Bullocks distinguished himself with a remarkable blend of physicality and on-field intelligence. His senior year, serving as a co-captain, was particularly noteworthy, showcasing his leadership and skill which would pave the way for his professional career.

Drafted by the Detroit Lions, Bullocks transitioned smoothly into the NFL, where his talent for making pivotal plays and his reputation as a formidable safety were further solidified.

However, it was Bullocks’ transition to coaching that unveiled the depth of his commitment to football.

After hanging up his cleats, he returned to Nebraska, dedicating himself to guiding the next generation of players. His journey took a pivotal turn as he joined the NFL coaching ranks, where he has become an integral part of the San Francisco 49ers’ coaching staff.

In this new role, Bullocks has leveraged his extensive experience and insight to enhance the 49ers’ defensive strategies.

His ability to mentor and develop players has not only contributed to the team’s success but has also affirmed his legacy within the football community. Daniel Bullocks’ story, from a player at Nebraska to an influential NFL coach, is a testament to the impact one individual can have on both the game and the lives of those who play it.

The Biggest Stage: SuperBowl LVIII 

The involvement of Huskers like Gregory and Bullocks in the Super Bowl is a source of immense pride for Nebraska.

Their paths from collegiate to professional acclaim exemplify the Husker ethos: resilience, commitment, and an undying pursuit of excellence.

As Gregory competes on the field and Bullocks devises strategies from the sidelines, they carry the legacy of the University of Nebraska with them.

They stand as living proof that from the plains of Nebraska to the NFL, the spirit of a Husker remains formidable and enduring.

This Super Bowl, let’s celebrate not just the spectacle of the game but the journey of these Huskers, who remind us that from Nebraska’s fields to the heights of professional football, the spirit of Husker Nation is indomitable.

The Nebraska Greats Foundation

We know Nebraska has talent that can go far. This is where organizations like the Nebraska Greats Foundation step in. 

The foundation extends financial aid and assistance to former athletes who have earned letters in Nebraska’s colleges and universities, helping them navigate significant medical expenses. 

This support is a crucial resource for athletes contending with the repercussions of injuries sustained during their sports careers, facilitating access to essential medical treatment and rehabilitation services.

Recognizing the sacrifices athletes make on the field, often at the expense of their well-being, the Nebraska Greats Foundation plays a vital role in ensuring these individuals receive the necessary financial support. 

By doing so, the foundation aims to empower athletes to lead healthier lives after their active sports careers.

This commitment underscores the foundation’s belief in prioritizing athletes’ health throughout their active years and beyond. We emphasize that the well-being of athletes is equally important as the achievements they accrue on the field and the victories they secure.