The Importance of Sports Injury Rehabilitation for Athletes

Sports Injury Rehabilitation: Impact on Athletes

Neglecting a sports injury can have far-reaching consequences for your physical and mental well-being, social interactions, and athletic career prospects. Properly caring for injuries is crucial for your return to competition and enjoying a high overall quality of life. 

Sports injuries are among the challenges the Nebraska Greats Foundation helps athletes like you overcome. We’ll discuss the critical connection between sports injury rehabilitation, getting back to the game, and living your best life outside of sports.

Male patient in a physical therapy session.

The Importance of Sports Injury Rehabilitation

Sports injury rehabilitation is a comprehensive process that restores athletic function, relieves pain, and prevents re-injury. It involves techniques and therapies tailored to your specific needs.

Proper rehabilitation can speed up recovery and enable you to return to your sport sooner. It also helps improve your athletic performance by restoring strength, flexibility, and endurance.

Physical therapist working with a patient.

The Nebraska Greats Foundation’s Role in Rehabilitation

The Nebraska Greats Foundation can be a lifeline for athletes recovering from sports injuries, especially those facing financial hardship because of medical bills. Here’s how we help former collegiate athletes in Nebraska so they can prioritize caring for their injuries and completing rehabilitation successfully:

Financial Assistance

Recovering from a sports injury can be expensive. Our grants can alleviate the financial burden and enable athletes to focus on healing. We provide financial support for medical needs, including surgeries, rehabilitation, and physical therapy.

Access to Quality Care

We connect athletes with qualified medical professionals experienced in treating sports injuries. We ensure grant recipients receive the best possible care to maximize their recovery and prevent future complications.

Emotional Support

Our foundation promotes a community of former athletes who understand the challenges of injury recovery. This network provides emotional support and encouragement to help athletes stay motivated and positive throughout the process.

Advocacy

We advocate for the needs of former athletes, raising awareness about the long-term impact of sports injuries and the importance of proper rehabilitation. Our advocacy helps create a supportive environment for athletes navigating their recovery journey.

A football player with an injured knee.

The Risks of Improper Injury Care

Ignoring a sports injury or neglecting proper rehabilitation can have serious and long-lasting consequences. Untreated injuries can affect your physical performance and your long-term well-being.  

  • Chronic Pain: Improperly addressed injuries can cause chronic pain, limiting daily activities and making a return to sports or even simple tasks difficult.  
  • Decreased Mobility and Function: Inadequate rehabilitation can impact your ability to regain full range of motion and strength, decreasing mobility and performance. 
  • Increased Risk of Re-injury: Incomplete healing increases the risk of injury recurrence, potentially trapping you in a cycle of performance setbacks that may cause permanent damage. 
  • Early Retirement from Sports: Persistent pain, limited mobility, and recurrent injuries can force you to retire from your sport prematurely.
  • Psychological Impact: Lingering injuries can significantly impact mental health, leading to frustration, anxiety, and depression.  
A football player assisting an injured player.

The Impact on Athletic Performance

Neglecting proper rehabilitation can reduce strength, disrupting your ability to generate force and perform at your athletic peak. Injuries can interfere with your body’s natural coordination and balance, making it challenging to execute movements efficiently and safely. Improper healing can prevent consistent training while recurring injury setbacks can lower your confidence and willingness to push your limits.

The Effect on Quality of Life

Pain and mobility issues resulting from improper injury care can limit your participation in everyday activities, affecting your independence and overall enjoyment of life. The inability to engage in sports and social activities because of lingering injuries can lead to social isolation and withdrawal. The medical costs of a poorly managed sports injury can create a financial burden and limit career opportunities, adding stress to the recovery process. 

A physical therapist and patient during a session.

Stages of Sports Injury Rehabilitation

Sports injury rehabilitation typically involves several essential stages in recovering from an athletic injury. A full recovery from a serious injury requires completing all three stages:

  1. Initial Injury Management: Following the RICE protocol immediately (Rest, Ice, Compression, Elevation) can help minimize swelling and pain. Seeking professional medical evaluation is essential to determining the extent of the injury and developing an appropriate rehabilitation plan.
  2. Rehabilitation Plan: A qualified physical therapist or athletic trainer will design a personalized plan that may include exercises, manual therapy, and modalities like ultrasound or electrical stimulation. The rehabilitation plan will focus on gradually increasing activity levels and restoring function.
  3. Long-Term Recovery: Even after returning to sports, long-term recovery is essential to maintain fitness and prevent re-injury. This may involve ongoing exercises, regular check-ups with a healthcare professional, and adopting injury management strategies.

Athletes We’ve Helped

Helping athletes return to their sport is one of the most important goals of the Nebraska Greats Foundation. Here are four athletes who were able to continue their sports careers after our grants made it possible for them to complete the necessary rehabilitation from their injuries.

Evan Taylor

Former UNL basketball star Evan Taylor was forced to leave his professional team in Austria due to injuries requiring surgery and extensive physical therapy. Our foundation provided financial assistance for his medical expenses, allowing him to focus on his recovery. 

Anton Gill

Another former UNL basketball standout, Anton Gill, faced significant health challenges while playing professionally overseas, leading to uncovered medical expenses. We provided crucial financial support for his medical care, allowing him to prioritize recovery from his injuries. 

Carlos Ortega

York College sophomore and soccer player Carlos Ortega suffered an injury during competition, resulting in significant medical expenses not covered by insurance. Our grant covered these costs, allowing Ortega to continue his studies and athletic career. 

Christopher Monje

York College senior and soccer player Christofer Monje suffered a facial injury that required surgery. Uncovered medical expenses created a significant financial burden. We stepped in to cover the costs of his surgery and post-operative care, ensuring Monje could continue his academic and athletic dreams. 

A soccer player on the field.

Tips for Successful Sports Injury Rehabilitation

In addition to your body’s natural healing response, your mindset plays a huge part in your rehabilitation. Here are some tips for building the proper mental framework and helping you successfully go through the recovery process:

  • Be patient and consistent: Rehabilitation takes time and dedication. Stick to your plan even when progress seems slow.
  • Communicate with your healthcare team: Don’t hesitate to ask questions and express any concerns you may have.
  • Focus on proper nutrition and sleep: These factors play a crucial role in healing.
  • Stay positive and motivated: A positive mindset can significantly aid in recovery.

Helping Athletes Return to the Field

Remember, how you care for your injuries today impacts your athletic performance and life after sports. It’s crucial to take rehabilitation seriously and follow all medical recommendations. You don’t want your injury to end your sports career or, worse, cause long-term effects on your quality of life.

The Nebraska Greats Foundation offers vital resources and support to athletes struggling with sports injury recovery’s physical, emotional, and financial challenges. We help ensure former athletes receive the care they need to regain their health and well-being.

If you’re a current or former Nebraska letter-winning athlete who needs help with medical costs, contact us to learn how we can assist you.

How to Find Physical Therapy for Athletes After Sports

Physical Therapy Options for Former Athletes in Nebraska: Local Resources

If you played sports in your younger days, you know the physical demands of your athletic career can leave a lasting impact long after you’ve hung up your jersey. You may find yourself navigating daily life with chronic pain or limited mobility from old sports injuries. 

The Nebraska Greats Foundation is committed to supporting the quality of life for former athletes like you after your playing days are over. We’ll discuss how physical therapy for athletes can be a powerful tool for recovering from those lingering injuries – the ones you earned on the field, the court, or the track.

Physician examining person's back.

Common Injuries Faced by Retired Athletes

The type of injuries former athletes sustain often depends on their sport. Overuse injuries are common across the board, with repetitive motions leading to problems like tendonitis, stress fractures, and bursitis. Contact sports often cause concussions, ligament tears (like ACL tears), and joint dislocations. 

Even after seemingly healing from these injuries, former athletes may experience lingering pain, stiffness, and reduced range of motion. These issues can significantly impact their ability to stay active, participate in recreational activities, and maintain a healthy lifestyle. This is where physical therapy for athletes becomes essential.

Physical therapist working with male patient.

Benefits of Physical Therapy for Former Athletes

Physical therapy offers a wide range of benefits for previous sports injuries, including:

  • Pain Management and Reduction: Physical therapists use various techniques to help manage and reduce pain, including manual therapy, therapeutic exercises, and modalities like heat and ice.
  • Improved Mobility and Flexibility: Targeted exercises and stretches can help improve range of motion, flexibility, and joint function.
  • Injury Recovery and Rehabilitation: Physical therapy is crucial for recovering from sports-related injuries to regain strength, stability, and function.
  • Strength and Conditioning: Physical therapists can design customized strength and conditioning programs to help former athletes maintain fitness and prevent muscle imbalances.
  • Prevention of Future Injuries: Physical therapy can help reduce the risk of future injuries by addressing underlying weaknesses and imbalances.
  • Improved Quality of Life: Ultimately, physical therapy helps former athletes improve their overall quality of life by reducing pain, increasing mobility, and enabling them to participate in the activities they love.
Smiling athletes wearing medals.

How the Nebraska Greats Foundation Assists Former Athletes

The Nebraska Greats Foundation is a non-profit organization that supports the medical needs of Nebraska athletes facing financial hardship. We were created after our founder, Jerry Murtaugh, was moved by the stories of two former Husker football players who had become seriously ill later in their lives but were unable to afford the medical care they needed.

Physical therapy is just one of the many medical services our grants cover. Our team works with athletes to find physiotherapy options for their health and budget needs. Whether an athlete returns to competition or retires from their sport, a sports injury should not limit a person’s quality of life.

Woman in a physical therapy session.

Areas of Physical Therapy for Sports Injuries

There isn’t just one kind of physical therapy you can seek for an old football or track injury. Because sports injuries are so varied, different types of physical therapy are available for an injury you suffered during an athletic activity.

  • Sports medicine physical therapy: This is a specialized area within sports physical therapy that addresses the specific needs of athletes. 
  • Orthopedic physical therapy: There’s a significant overlap between sports physical therapy and orthopedic physical therapy because sports injuries often involve the musculoskeletal system. 
  • Neurological and pediatric physical therapy: Although neurological and pediatric physical therapy are distinct fields, some techniques, like balance training, can be valuable in sports rehabilitation.
A physical therapist working with a male patient.

Physical Therapy Provider Options in Nebraska

There are also different types of providers that a former athlete may see for physical therapy services. Some treatments are available through any physical therapy provider, whereas others use highly specialized techniques or equipment, limiting their availability. 

Nebraska offers a variety of physical therapy options for former athletes, including:

Specialized Sports Physical Therapy Clinics

These clinics focus on sports-related injuries and rehabilitation, with therapists who are experts in treating athletes. They often have specialized equipment and programs tailored to athletes’ specific requirements and goals, leading to faster and more effective recovery.

Hospital-Based Physical Therapy Programs

Hospitals often have comprehensive physical therapy departments that offer a wide range of services. This can be preferable for athletes with complex injuries or those requiring multidisciplinary care. It’s important to contact the specific hospital or clinic to inquire about their programs and whether they meet your individual needs.

Private Practices

Private practices offer personalized care and one-on-one attention from a physical therapist. This can be a good option for athletes who prefer a more individualized approach. Many excellent private physical therapy practices in Nebraska are qualified to treat your specific needs. Contact your insurer or Department of Health to learn more about providers in your area.

Sports Physical Therapy Goals and Techniques

Physical therapy for athletic injuries is intended to accomplish specific goals. Even if an athlete has retired from their sport, participating in sports physiotherapy with these goals in mind will improve their quality of life after sports.

Injury Recovery and Rehabilitation

This is the cornerstone of sports physical therapy. It addresses specific sports-related injuries like sprains, strains, and fractures to restore function, strength, and stability. Therapists use a combination of manual therapy, therapeutic exercises, and modalities to help athletes recover.

Injury Prevention

This is a key aspect of sports physical therapy that takes a proactive approach to minimizing the risk of future injuries. Therapists conduct thorough movement assessments to pinpoint harmful movement patterns and muscle imbalances. They then use this information to create corrective exercise programs and promote healthy exercise habits.

Performance Enhancement

Performance enhancement in sports physical therapy focuses on helping patients achieve their peak physical potential. This involves creating individualized strength and conditioning programs.

Specific Techniques in Sports Physiotherapy

Physiotherapy techniques range from manual manipulation to using sophisticated technology. The following may be part of a former athlete’s treatment plan:

  • Manual Therapy: A broad category that includes various hands-on techniques to address soft tissue restrictions, joint mobility, and pain. Examples include:
    • Soft tissue mobilization: Addressing muscle tension, scar tissue, and fascial restrictions.
    • Joint mobilization: Restoring optimal joint movement and mechanics.
  • Dry Needling: Inserting thin needles into muscles to release tension, reduce pain, and promote healing.
  • Kinesiotaping: Applying elastic tape supports muscles, improves circulation, and reduces pain.
  • Instrument-Assisted Soft Tissue Mobilization (IASTM): Using tools to address soft tissue restrictions and promote healing.
  • Aquatic Therapy: Performing exercises in water to reduce joint stress, improve muscle strength and endurance, and enhance cardiovascular fitness.
  • Electrical Stimulation: Using electrical currents to manage pain, reduce inflammation, and stimulate muscle contractions.
  • Ultrasound Therapy: Using sound waves to generate deep heat, increase blood flow, and promote tissue healing.
A young male athlete.

There is Life After Athletics

Sometimes, awards and great memories aren’t the only things that stay with athletes after they leave the playing field–some sports injuries can take years to heal. Fortunately, many Nebraska physical therapy options for retired athletes offer support for pain management, injury recovery, and maintaining an active and healthy lifestyle.

If you are a former Nebraska athlete who needs assistance finding or paying for physical therapy resources, contact the Nebraska Greats Foundation. We can connect you with skilled therapists to provide the treatment you need and even provide financial assistance if you qualify for one of our grants.

The Psychological Impact of Career-Ending Sports Injuries

How Injuries Affect Athletes’ Mental Health

Sometimes, the upward trajectory of an athletic career is cut short by a devastating injury that leaves more than just physical damage. A career-ending sports injury not only abruptly ends an athlete’s dream, but it often causes feelings of loss, grief, and uncertainty about the future.

At the Nebraska Greats Foundation, we know how profound the psychological impact of career-ending sports injuries can be. We’ll discuss the link between sports injuries and mental health, how athletes process serious injuries emotionally, and why mental health services are critical as athletes transition out of sports.

An AI image of players in a football game.

The Nebraska Greats Foundation

The Nebraska Greats Foundation is a non-profit organization that helps former Nebraska college athletes facing financial and medical hardships. Jerry Murtaugh, a former Nebraska football player, was inspired to establish the foundation after learning of two former athletes who struggled to pay their medical bills.

Since the foundation’s creation, we have assisted more than 50 letter-winning Nebraska college athletes who have needed our help. We have awarded over $1 million in grants to our recipients to cover medical expenses, including mental health services for those who have suffered career-ending injuries. We’re there to support our injured athletes in overcoming physical and emotional challenges as they adjust to life after sports.

A profile cutout of a person with puzzle pieces shown in the brain area.

How Do Injuries Affect Athletes’ Mental Health?

When an injury strikes, the focus has traditionally been on the athlete’s physical health and recovery. Mental health has been secondary or overlooked entirely. However, sports medicine is changing this approach.

Today’s sports psychologists understand that athletes’ mental and physical well-being are closely connected. They recognize that the end of a sports career due to injury is a difficult time for the athlete, who may feel a whirlwind of emotions such as: 

  • Denial of the injury’s seriousness
  • Anger at the injustice of the situation
  • Mourning over the loss of their dream
  • Anxiety about their future 

Injured athletes’ mental health needs change over time. Sports psychologists, like traditional mental health providers, are trained to provide athletes with counseling services.

An image of a person's ankle with an x-ray effect to show the bones.

Potential Long-Term Effects of Career-Ending Injuries

After the initial shock of a career-ending injury wears off, an athlete faces a different set of emotional and psychological challenges. They may struggle in the following areas: 

  • Identity Crisis and Loss of Purpose: Athletes whose careers end abruptly often struggle with losing identity, purpose, and direction as their sport, a core part of their life, is suddenly removed.
  • Depression and Anxiety: Injuries can increase the risk of depression and anxiety in athletes, along with physical symptoms like insomnia and muscle tension.
  • Social Isolation and Loneliness: Forced out of their sport due to injury, athletes may feel isolated from their community and support network, compounded by feelings of shame and inadequacy.
  • Grief and Loss: Athletes suffering major injuries may experience stages of grief, and if these emotions aren’t properly processed, they can lead to unresolved trauma and long-term psychological issues.
  • Difficulty with Transition and Adjustment: After career-ending injuries, athletes may struggle to find new, fulfilling careers or face financial difficulties due to a lack of planning or transferable skills.
  • Unhealthy Coping Mechanisms: As they navigate adapting to life after sports, former athletes are at an increased risk of adopting unhealthy coping mechanisms such as substance abuse, social isolation, and self-destructive behaviors.

Recognizing signs of these challenges and supporting athletes in post-sports life is important for their well-being. Access to mental health resources is necessary for an injured athlete making this difficult adjustment.

A physician treating an ankle injury.

Seeking Help for Coping and Recovery

Recovery from a career-ending injury involves more than just physical healing; it also requires addressing mental health needs. Improving an athlete’s mental health once their days of competition are over takes a multi-layered approach.

Sports Psychology Professionals

Athletes should start by seeking professional help from sports psychologists or therapists specializing in sports injuries and their impact on mental health. These specialists can provide the tools and strategies athletes need to process their emotions, cope with the loss of their sport, and rebuild their lives.

Social Network

Social support is important at the end of an athlete’s career. Surrounding themselves with family, friends, and former teammates can provide a sense of belonging and continuity, reminding athletes that they are not alone. Building a strong support network can help them navigate the challenges ahead and discover new sources of purpose and fulfillment.

New Interests

Former athletes are more than who they were on the playing field–they’re complex and nuanced individuals with various skills and talents. The end of sports competition allows them to explore new interests, set new goals, or find new and creative ways to stay connected to the sports community. Discovering purpose, identity, and enjoyment outside of athletics is key to embracing a fulfilling life after a sports career.

An AI image of a young man sprinting on an outdoor track.

How the Nebraska Greats Foundation Has Helped

Whenever one of our athletes is injured, the Nebraska Greats Foundation hopes to help them return to competition. But when an injury forces an athlete to leave sports behind, we’re there to assist them through the transition to post-sports life.

After a serious car accident in Utah ended Gerald Morris’ football career in 2021, he faced spinal surgery, hospitalization, and rehabilitation. Our organization stepped in to help Morris’ family with the costs of the medical care, allowing him to prioritize recovering from his injuries and planning for a new future. Today, Morris enjoys a successful career as a marketing director and performance trainer with a Nebraska wellness and fitness services company.

Another of our grant recipients is Hannah Tillison, a Midland University soccer player who sustained multiple injuries that led to an early retirement from soccer. Tillison experienced huge stress over mounting medical bills, and we provided financial aid to offset these costs.

Tillison shares, “My medical bills have been taken care of. Thank you to the Nebraska Greats Foundation for helping me through these difficult life circumstances.”

 Our grants allowed her to focus on her recovery and building a life after soccer. Tillison uses her athletic experience and knowledge in her current role as an Assistant Strength And Conditioning Coach in Oklahoma.

A physical therapist using a massage gun on a young athlete.

A Lifeline for Athletes in Need

If you are a current or former Nebraska collegiate athlete struggling with the physical and emotional challenges of a career-ending injury, you are not alone. The Nebraska Greats Foundation is dedicated to supporting athletes like you. We provide financial assistance for medical hardships, including those resulting from career-ending injuries.

Visit our website to learn more about our mission and how we can help. Don’t hesitate to reach out to us if you believe you qualify for assistance. We’re here to support you on your journey to recovery and a fulfilling life beyond the playing field.

If you are struggling with mental health and depression, help is readily available. Reach out to the National Suicide Prevention Lifeline at 1-800-273-TALK (1-800-273-8255) or use the Crisis Text Line by texting HOME to 741741.

Year-End Giving: A Season for Supporting the Nebraska Greats Foundation

Make a Year-End Donation to Help Nebraska’s Memory Makers

The year-end giving season is a time when Americans show their incredible generosity by supporting causes that matter to them. As the holidays approach and the year winds down, consider the spirit of giving and the impact your donation can have.

Here at the Nebraska Greats Foundation, we provide essential support to former Husker athletes facing financial challenges and medical hardships. We’ll share how your year-end gift to our “Larry the Cable Guy Git-r-Done for Nebraska Greats!” campaign can make a life-changing difference.

Nebraska Greats Foundation University of Nebraska Baseball

The Power of Year-End Donations

While charities receive donations and grants all year round, December sees a surge in giving. 30% of annual donations are given during this month, with 10% of all donations being made in the last three days of the year alone. 

The year-end giving season is critical for non-profits and charities. It’s not just about the amount of money raised but also the overall impact on their operations and ability to achieve their missions. Here’s a breakdown of that impact: 

Financial Stability

Year-end giving is a lifeline for non-profits, providing a significant portion of their annual funding and allowing them to operate effectively. These donations often fund future projects and initiatives, expanding their reach and impact. The year-end boost also helps non-profits build reserves to navigate unforeseen challenges and maintain long-term stability.

Increased Visibility and Awareness

The year-end giving season offers non-profits increased visibility, allowing them to reach a wider audience and connect with new donors. Year-end campaigns often prioritize personalized communication to build stronger donor relationships and encourage continued support.

Operational Impact

Increased year-end funding allows non-profits to invest in staffing, resources, and infrastructure to improve their overall efficiency. This financial boost can also create program expansion to address evolving community needs. A successful year-end giving season provides long-term sustainability for the non-profit to continue its vital work.

Why Year-End Giving is Good for Donors

End-of-year giving is obviously beneficial for nonprofits, but donors receive benefits as well. Not only can you support a worthy cause, but there are also tax benefits associated with charitable giving. By donating before the end of the year, you may be eligible for deductions on your tax return.

Aside from financial benefits, year-end giving taps into the spirit of the season by remembering those outside your immediate sphere. While the holidays bring joy and celebration for many, they can also be a time of hardship and struggle for others. Taking compassionate and generous action to make a difference for those in need gives donors a sense of purpose and fulfillment.

In other words, giving feels good.

Year End Giving is a Season of Generosity.

Gift Matching for Bigger Donations

Many companies have matching gift programs that are particularly active during the year-end giving season. This means they will match their employees’ charitable donations, effectively doubling (sometimes even tripling) the impact of their gifts.

Here’s why matching gift campaigns are more common during the holidays:

  • Increased generosity: People generally feel more charitable at the end of the year, and companies leverage this by promoting their matching gift programs.  
  • Tax benefits: Donors are often looking for ways to maximize their tax deductions before the year ends, and matching gifts can help with that.  
  • Year-end goals: Many companies have philanthropic goals they want to meet by the end of the year, and matching gift campaigns help them reach those targets.  

To find out if your employer offers a matching gift program, check your company’s intranet or HR portal, contact your HR department, or use a matching gift website, like Double the Donation, to search for your employer and see if they offer a matching gift program.

The Nebraska Greats Foundation Makes a Difference in the Lives of Athletes.

Nebraska Greats Foundation: Making a Difference

At the Nebraska Greats Foundation, we’re dedicated to supporting former Nebraska athletes facing medical and financial hardships. These athletes, who once brought us so much joy and pride in their sport, may now be facing devastating challenges that require our help.

Help Long After Leaving the Playing Field: Rick Czap

The physical demands of a sports career can lead to long-term health issues. Rick Czap, a former Husker defensive tackle (1964-1966), has faced numerous health challenges and the destruction of his Florida home by Hurricane Ian. The Nebraska Greats Foundation stepped in to provide financial assistance for 80-year-old Czap’s mobility needs, greatly improving his quality of life.

When Injuries Cut a Career Short: Hannah Tillison

Hannah Tillison, a former Midland University athlete with a history of hip injuries, suffered an ankle and brain injury during soccer matches. These injuries forced her into early retirement and led to significant medical expenses. Our foundation stepped in to provide financial assistance to help Tillison with her medical bills.

Getting a Player Back in the Game: Evan Taylor

Former UNL basketball standout Evan Taylor experienced severe foot and leg injuries that forced him to leave his European basketball team and return to the US for surgery. We awarded a grant to fund Taylor’s medical evaluations and ongoing physical therapy so he could focus on his recovery. 

By supporting the Nebraska Greats Foundation during the year-end giving season, you can directly impact the lives of our state’s former athletes. Your contribution can help provide medical care, financial assistance, and emotional support during a time when they need it most.

Participating in Donation Campaigns.

How to Participate in Our End-of-Year Giving Campaign

The end of the year giving season is nearly upon us, so now is the time to include donating as part of your holiday activities. We’re proud to announce the kick-off of our “Larry the Cable Guy Git-r-Done For Nebraska Greats!” campaign.

It’s easy to give using any of these three methods:

  • Text the word LARRY to 44834 to donate.
  • (or) Scan the QR Code below. 

Support by Spreading Awareness

Beyond financial contributions, you can help the Nebraska Greats Foundation by bringing awareness to our campaign and the work we do. Harness the power of your social media platforms to share information about us, encouraging your friends and family to learn more and consider donating. 

Take your support a step further by organizing a local fundraising event or volunteering your time to assist our foundation’s efforts. This hands-on approach not only raises awareness for our cause but also creates a sense of community and shared purpose.

Change Lives Through the Nebraska Greats Foundation

The Nebraska Greats Foundation supports former athletes by providing assistance with medical bills, living expenses, and other essential needs. These former athletes have given so much to make our state proud, and we see that they receive the care and support they deserve after their days of competition are over.

Any athlete can suffer unexpected and career-ending illness or injury. When that happens to our former Nebraska athletes, they know they can turn to us. This year, give the gift of changing someone’s life by taking part in our year-end giving campaign. Your support allows the Nebraska Greats Foundation to continue our work.

Giving Tuesday: A Day to Give Back to Nebraska’s Athletic Heroes

Remember Nebraska Athletes on Giving Tuesday

Giving Tuesday, a global day of generosity, is the perfect time to make a difference in the lives of others. Recognized annually on the Tuesday following Thanksgiving, this day of giving provides a special opportunity to support the causes you care about. 

This Giving Tuesday, consider donating to a cause that’s close to the hearts of Nebraskans: the Nebraska Greats Foundation. Our organization supports former Nebraska collegiate athletes who face medical and financial challenges once their days of competition are over. 

We’ll tell you about the history of Giving Tuesday and the opportunity it offers to help deserving athletes who need us.

Nebraska Greats Foundation College St. Mary Volleyball

What is Giving Tuesday?

Giving Tuesday occurs on the Tuesday following Thanksgiving in the US. Many non-profits and charities see a noticeable spike in donations they receive on this day. It’s a global movement that celebrates radical generosity and encourages individuals, communities, and organizations to give back in whatever ways they can. 

Whether through donating money, volunteering time, or simply showing kindness, Giving Tuesday reminds us that we all have the power to make a positive impact.

Giving Tuesday Celebrates the Spirit of Generosity.

The History of Giving Tuesday

The 92nd Street Y, a cultural center in New York City, and the United Nations Foundation created Giving Tuesday in 2012. It began as a simple idea: a day that encourages people to do good for others. 

Giving Tuesday offered a refreshing alternative to the consumerism mindset by serving as a dedicated day for generosity and giving back.

Over the years, Giving Tuesday has grown into a global phenomenon that’s observed in over 80 countries. It has evolved beyond monetary donations to include acts of kindness, volunteering, and community engagement.

Giving Tuesday Facts

Since its beginning, Giving Tuesday has inspired millions of people worldwide to donate billions of dollars to charitable causes. It creates awareness of generosity, reminding us that even small acts of kindness and charity can create a ripple effect of positive change in our communities.

Here are some facts about Giving Tuesday:

  • Giving Tuesday is always the Tuesday after Thanksgiving.
  • The Giving Tuesday heart logo symbolizes the collective power of generosity and compassion.
  • The hashtag #GivingTuesday is used millions of times on social media each year.
  • Many organizations see a significant increase in donations on Giving Tuesday.
  • Giving Tuesday inspires people to give back to make a difference in the world.
  • No matter how big or small, every act of giving makes a difference.
  • On Giving Tuesday 2023, donors in the U.S. gave an estimated $3.1 billion, and the global impact was even greater.
The Giving Tuesday Logo.

Making a Bigger Impact With Matching Gifts

Wish there was a way you could make a larger contribution on Giving Tuesday? Many companies offer matching gift programs to help you do just that. These programs essentially double (or even triple) your donation to the causes you care about – it’s like getting free money for your favorite nonprofits. 

Before you donate this year, ask if your employer has a matching gift program. Many companies have specific guidelines and deadlines, so it’s important to do your research beforehand. You can often find this information on your company’s intranet, HR portal, or by contacting your HR department. 

By taking advantage of your employer’s matching gift program, you can make your Giving Tuesday donation go further.

The Nebraska Greats Foundation: Supporting Former Athletes

The Nebraska Greats Foundation was born out of tragedy and a deep desire to help.

Former Husker football stars Andra Franklin and David Humm both faced devastating illnesses and financial hardship in their later years. Franklin succumbed to heart disease in 2006, unable to afford even basic medical care, while Humm’s battle with multiple sclerosis left him needing round-the-clock attention he was unable to afford. 

These heartbreaking situations exposed a critical gap in support for former athletes facing medical hardship.

Former Nebraska All-American Jerry Murtaugh took action inspired by the NFL Greats Foundation. He organized a fundraiser for Humm, which provided medical care for the remainder of his life. 

However, Murtaugh was haunted by the missed opportunity to help Franklin, and it drove him to create a lasting solution to help former Nebraska athletes in need. He created the Nebraska Greats Foundation to help former letter-winning athletes from the state’s 16 four-year colleges and universities who face medical hardships and financial difficulties. 

Today, the Nebraska Greats Foundation serves as a lifeline, providing much-needed assistance to ensure our Nebraska athletes receive the care and support they deserve.

Future Nebraska Athletes Can Count on the Nebraska Greats Foundation.

Why Support the Nebraska Greats Foundation?

The Nebraska Greats Foundation embodies the spirit of Giving Tuesday through the support and resources they provide. By contributing to our cause, you can directly impact the lives of former athletes who have given so much to the state of Nebraska and its fans.

Your donation can help us provide the following:

  • Financial assistance for medical expenses: Covers the costs of surgeries, treatments, and rehabilitation.
  • Mental health support: Offers counseling and resources to address emotional well-being.
  • Community outreach: Connects former athletes with resources and support networks.

How to Donate on Giving Tuesday

By donating on Giving Tuesday, you become part of a global movement of generosity while making a real difference in the lives of Nebraska’s athletic heroes. Supporting the Nebraska Greats Foundation is easy – here’s how you can contribute:

  1. Visit the Nebraska Greats Foundation Website: Go to our official website to find the Make a Donation page.
  2. Choose your donation method: Donate online using a credit card or GPay. (You may also send a check by mail.)
  3. Consider recurring donations: Make a lasting impact by setting up a recurring monthly donation.
  4. Spread the word: Encourage others to donate on Giving Tuesday by sharing our foundation’s mission on social media.

Even a small donation can make a significant difference in the lives of athletes in need of support from their fellow Cornhuskers. Every contribution helps the Nebraska Greats Foundation continue our vital work of supporting those who have brought so much pride to our state.

Missed Giving Tuesday?

If you missed Giving Tuesday, you can still participate in our Larry the Cable Guy end-of-year giving campaign, “Git-r-Done For Nebraska Greats!

There are three easy ways to make a contribution:

  • Text the word LARRY to 44834 to donate.
  • (or) Scan the QR Code below. 
Support the Nebraska Greats Foundation Mission.

Support the Nebraska Greats Foundation on Giving Tuesday

Former Nebraska college athletes who face challenges after their playing days are over can find vital support through the Nebraska Greats Foundation. We assist with medical expenses, rehabilitation, and other essential needs, making sure our athletes receive the care and support they deserve. 

Giving Tuesday is a powerful reminder of our collective ability to create positive change. By supporting our work at the Nebraska Greats Foundation, you honor the legacy of Nebraska’s memory makers. Visit our website today to learn more and contribute. Together, we can make a difference!

How to Manage Sports and Finance as a Retired Athlete

Sports and Finance: How Retired Athletes Can Avoid Bankruptcy

The transition from athlete to everyday citizen is fraught with potential problems. From physical care to mental adjustments or a lack of fulfillment. One of the biggest looming problems for many former athletes that has only recently gotten the attention it deserves is the financial strain of everyday life. 

Did you know the NFL bankruptcy rate is 15.7% within 12 years of retiring? This number is often astounding to readers, given the 2024 base salary of $750,000 and average yearly salary of $2.7M. Even with the average career of 3.3 years for an NFL player earning the NFL base salary comes out to $2.48M.

So how can bankruptcy be such a problem for people with millions of dollars? This phenomenon was the subject of an ESPN 30 for 30 and extends to all sports and everyday people. Just look at the 70% of lottery winners who end up declaring bankruptcy later. There is a serious underlying problem when people feel their money is endless and in this article, we’ll cover ways that former athletes can plan and protect their financial futures. 

Sports and Finance_ How Retired Athletes Can Avoid Bankruptcy NGF

The Hidden Costs of an Athlete’s Life

There is almost no avoiding the physical costs of decades of training on an athlete’s body. While the primary focus of this article is on avoiding bankruptcy after retirement, for many athletes receiving a payday for their efforts is not even a realistic dream. 

59% of Olympic hopefuls, for example, make less than $25,000 a year. They exist on sponsorship dollars, crowd-sourced income, and prize money winnings. Few, if any, have the time to hold a part-time job and still maintain their training schedules. While the US does pay for receiving an Olympic medal, $37,500 for a lifetime of work is obviously not the primary driver for their decision to compete. 

Regardless of what sport or the compensation level for any athlete, the decades of physical training have long-term effects on any competitor. Former athletes consistently make healthcare decisions that may affect their mobility, mental well-being, and financial outlook. With hefty price tags, it’s nearly impossible to avoid the lengthy care associated with being an elite athlete later in life. The hidden costs associated with sports injuries have wide-ranging effects on an athlete’s life and happiness. 

Nebraska Athletes Can Avoid Bankruptcy

Insurance Isn’t Always a Lifeline

Depending on the sport, playing under a team contract isn’t always a solution. The NBA, for example, has gone to great lengths to make sure that players, player’s wives, and children have access to team healthcare plans. 

But many other professional organizations have a long way to go to keep up with the NBA. 

This is due in part to the small number of total NBA players. With only 600 players across the league and an average career length of 4.8 years, the NBA Players Association is in a much better bargaining position around healthcare. The NFL, by contrast, has 1,696 players to consider and they churn through their careers at a much faster rate. With the merger of Major League and Minor League Baseball unions, MLB is negotiating for around 6,500 players every year. 

As for their benefits, Major League Baseball players who play less than four years receive an additional two years of healthcare. Eclipsing that four-year mark in their career allows them to access the health plan indefinitely.

NFL players are eligible to receive supplements and alumni bridges. For the impact sport of professional football, players and their families can only access an additional five years of coverage after hitting their full pension at three years (or more) of play. 

Because 67% of NHL players have Canadian healthcare, hockey players have long dodged long-term healthcare negotiations within their contracts. With the understanding of impact sports and its potential CTE and concussion implications, the NHL is now finding itself trying to resolve player safety and retired player safety. 

After the team coverage lapses, most athletes are looking for their next career at an extremely young age, and health insurance is often a primary driver of their career selections. 

Additionally, none of the above-described scenarios cover professional players who are not part of collective bargaining. Gymnasts, golfers, tennis players, and many other professional athletes do not have healthcare or health insurance included in their salary. In fact, these professionals are responsible for the costs of their own insurance, their own trainers, and the entire staff that works with them on the touring circuit. 

For many athletes who don’t have a professional avenue open to them after college, they are stuck dealing with all the negatives that other athletes have to resolve but without any of the large-scale paydays their counterparts received. Many of the top-earning college athletes. Few NCAA athletes have the NIL money of Arch Manning or Instagram followers of Livvy Dunne

Why Athletes Face Financial Hardship

Short Careers, Long-Term Consequences

The average career of a professional athlete is 4.6 years, which is very comparable to an average NCAA career. Because these careers are so short, many people are dealing with the financial implications of retirement at a time when they may not have the maturity to grapple with the full repercussions of their investments.

Even professional players retire at an average age of 26, and in spite of the NFL Players Association requiring financial literacy classes for all players, an astounding 78% of professional football players will struggle with financial hardship in their lives.

Retiring in your 20s is a wild proposition. With only 2% of NCAA players having a professional career, finding a new identity in your early-to-mid 20s is a tough task for anyone. But considering that most athletes hit their maximum lifetime earning years so early, building a long-term financial cushion for the long haul is often not within their sights.

 

Endless Wealth Trap

There are endless reasons for the struggle that athletes face financially after retirement. Many athletes trust the wrong financial advisors, make poor investments, or are taken advantage of by predatory money managers or similar career managers. If Shohei Ohtani can be taken for $17M, what hope is there for other athletes?

The problem most athletes face is feeling those paydays are endless. While all athletes know that big paychecks are temporary, many don’t realize the implications. An average earner of $5M will take home just $2M after paying their taxes and agent. While that feels like enough to live a life of luxury, most players will not have a second career ready immediately upon retiring.

Athletes also typically run with other athletes, who may have more lucrative contracts and spend like it. Luxury items, flashy lifestyles, and ever escalating salaries can give a false sense of security. No matter the sport, there are always icebergs ahead. Whether an injury, unexpected change in playing time, or a divorce, many players are shocked at how volatile their earnings actually are. ESPN reports the divorce rate for athletes is 60% to 80%. Many athletes have alimony payments and child support. These payments will far outlast most player’s careers. 

If Curt Schilling and Tony Gwynn can go bankrupt, it’s no leap to think that bankruptcy lies in wait for other, lesser known, players. 

How Retired Athletes Can Avoid Bankruptcy

Unforeseen Sports Injuries and Challenges

The cost of injuries is not just care. For many athletes, a promising career cut short is always unexpected. When a player feels good and is planning on having multiple years of playtime, an injury will upend their financial plan. 

While the stories of professional players who saved all their cash, like Larry Bird, it was a joke on the court for him. Players teased him while he was a Celtics star, only to later have players ask for handouts. Bird has been open about how being frugal prepared him for the next chapter of his life, but these lessons don’t seem to resonate with all athletes. 

Whenever anyone retires, feelings of depression and lack of purpose can follow. If this happens to people spending 40 years preparing for retirement, it’s no surprise that an athlete will have the same emotions in their 20s. Additionally, if athletes don’t have a second career plan or plan for how to spend their time, there is little to do except overspend what they’ve saved. 

The emotional toll of retirement and injury is likely to disrupt more than just an athlete’s income, it has the potential to derail their entire financial stability if mismanaged. 

Athletes are often not versed with their options for disability insurance and life insurance when it matters. Having a qualified financial advisor can assist with these planning issues, not just about managing the dollars and cents in a portfolio. 

Life After Athletics

Finding a positive activity or second career should be the first priority of any retired athlete. Whether you signed a multi-million dollar contract or competed in a sport that you knew would only last through college, knowing what the next chapter is will be essential for your mental and financial well-being.

Good financial advisors will tell you it’s not about hitting a financial home run. The goal should be finding something that occupies your time that doesn’t cost more money, or finding another career that you’re passionate about. Trying to hit it big with another business shouldn’t be the goal when trying to create financial stability.

A willingness to talk about the role that race can play in money management is also an idea that is gaining traction. There are organizations specifically targeted to help student-athletes learn to manage their money and find qualified advisors. These organizations have financial advisors who specialize in sudden wealth increases like athletes encounter. 

Dealing with life after athletics is more than financial. Purpose Athletics has created a workbook and some personal-building exercises to help with transitioning into everyday life after sports. Remember, there is no shame in asking for professional help in anyone’s retirement journey. 

Taking Control of Your Financial Future: Balancing Sport and Finance

The biggest lesson we hope athletes will take away from this blog post is that finding the right people to help you plan your financial future is essential. When an athlete goes from High School to college or from the NCAA to the pros, there will be an avalanche of information that is almost impossible to sift through alone. Having the right people in place early is the best way to ensure your financial future. 

Planning early, before you receive your first paycheck is essential. There are stories from big-name athletes who met with marquee investing firms and felt like they were watching ‘the teacher from Charlie Brown’ talk to them. Finding a financial advisor who can talk you through your first payday, your tax implications, and help you build a lifetime financial plan is a must. 

With the NCAA’s changes to Name Image and Likeness (NIL), finding a financial advisor you can trust is no longer something that can be put off till your first contract is signed. Work with trusted financial advisors who have a fiduciary responsibility to you, their client.

Avoid quick investments with potential big pay-days. Learn from other athletes and skip investing in businesses you don’t understand and ones that promise to have big payouts on short timetables. 

Sports and finance don’t have to be at odds with each other. Remember, life after athletics is something that every athlete has to encounter, without exception. 

Nebraska Greats Foundation The Hidden Cost of injuries of sports

Build an Emergency Fund

The best way to ensure a happy and healthy life after retirement is to have the largest nest egg possible. Regardless of the sport or position, injuries are inevitable. Whether small sprains and tears to large surgeries and recovery, saving an emergency fund can prevent later financial stress. 

There are lots of online ‘emergency fund’ calculators, but keep in mind that most of those won’t take into account the stress that gets put on an athlete’s body. Make sure that if you are building an emergency fund with cash from an NIL deal, or a professional contract, you must plan for the financial impact of injuries that are difficult to avoid for anyone. 

Having an emergency fund as a safety net is essential for any athlete to prevent financial ruin. 

The Nebraska Greats Foundation 

We believe every athlete deserves a fulfilling and financially secure retirement. It’s time to break the cycle of bankruptcy and empower athletes to take control of their financial future.

Ready to create a winning financial game plan? Contact the Nebraska Greats Foundation. We offer resources and support to help you navigate the challenges and reclaim your future.

Health Insurance for Athletes: Growing Concern

Why Healthcare and Health Insurance for Athletes is a Concern

In this post, we’ll discuss the barriers to athlete healthcare and many of the lesser talked about problems that are encountered on a daily basis. The number of National College Athletic Association (NCAA) student-athletes competing in championship sports increased by 17% since 2010 to reach an all-time high of 503,623 last year. 

Healthcare and Health Insurance for Athletes (2)

Healthcare and Health Insurance for Athletes

Athletes spend decades turning their bodies into finely honed tools for one specific motion. Regardless of whether that motion is throwing a baseball, landing a backflip, or spiking a volleyball, athletes push their bodies to the extreme of possibilities. While playing in college or professionally, healthcare and health insurance are typically included in most large training programs. But what happens after that health insurance window is closed?

For athletes who are fortunate enough to have professional playing time, healthcare has become a significant part of the benefits packages included in collective bargaining agreements. While these benefits have increased significantly for the pros, they are far from reasonable. For retired NFL players, for example, coverage only extends 5-years after your career ends. After that 5-years, the NFL plan can cost $35,000 a year. 

And while most professional athletes will play in a unionized setting, many professionals are in charge of their own expenses. Tennis players and golfers are the most high-profile exceptions, footing the bill for their own travel, lodging, training, and coaching

Why Athletic Healthcare Matters

Stepping into a new world with NCAA changes around ‘name, image and likeness’ or NIL, the National Collegiate Athletic Association (NCAA) has also highlighted the importance of healthcare for athletes. 

While the NCAA has required member schools to provide athletes some form of accidental injury insurance coverage, a 2024 change also gives a post-eligibility injury insurance coverage option for 2-years after the college experience. This expansion was still criticized by many news outlets for not being substantial enough for football programs at Universities.

Injuries are an unfortunate aspect of competition that is unavoidable.  A report by the Centers for Disease Control and Prevention estimated that between 2009-14 there were about 210,700 injuries on average per year among the roughly 478,900 college athletes participating in NCAA sports.

Injuries can obviously vary from muscle pulls and sprains to more serious injuries – even injuries that require long-term treatment. For problems like this, it can be a complex issue of determining insurance coverage, securing care, and negotiating with healthcare providers. 

Nebraska Greats Foundation

The Challenge of Accessing Athletic Healthcare

The largest point we hope you’ll take away from this blog is how long athletes will deal with healthcare situations. In the Olympics, for example, the average athlete age is 27. That means an injury or medical problem is something they may have to face for decades. An injured college athlete may have to seek assistance for 60 years after playing their last game. 

Athletes also require a variety of physical assistance that the rest of us can escape. Former athletes live longer on average than their non-athlete counterparts but have elevated rates of musculoskeletal injury, osteoarthritis, and joint replacement

Former athletes also have differing needs when accessing healthcare, and not just because of managing prior injuries. Many athletes need assistance to accommodate their lower energy needs after retirement and some struggle to find new exercises and activities with less body impact. This is made even more difficult for collision athletes, where 73% report having sustained chronic injuries

Former competitors also face a need for assistance with transitioning their diet and supplements back to a regular routine. Needing to slim down, bulk up, reconfigure a diet, or change and phase out supplements is all best done under the close eye of a medical professional. 

Common Athletic Injuries

The most common athletic injuries are focused on the joints. Here is a look at those affecting the most patients

Patellofemoral Syndrome

More commonly known as ‘Runners Knee,’ patellofemoral syndrome is the most common athletic injury. It is most commonly an overuse problem but can also be caused by impact or trauma. The good news with Runners Knee is that stretching, ice, strengthening and rest can help clear it up from the problem list. 

Shoulder Injury

The second most common injury is the shoulder. For ‘overhead athletes,’ or those who perform with their arms in motion above them, this is extremely common. Swimmers, volleyball and basketball players are all too familiar with shoulder issues. Shoulder injury treatment can vary from rehab and strength training to reconstruction and surgery. 

Tennis Elbow

Another repeated stress injury, lateral epicondylitis or ‘tennis elbow,’ is a swelling of the tendons that move your wrist backward, or away from your palm. Tennis elbow usually presents when athletes are between 20 and 30 years old and can usually be assisted with perfecting wrist form, strength training, and rest.

Strained Hamstring

Hamstrings are the most common muscle to be slightly or completely torn. Most commonly caused by muscle overloading, strained hamstrings can sideline an athlete for up to a month. The most common cause is muscle overloading, or when a small and intense burst of energy happens – like a sprinter leaving the blocks. 

Sciatica

Any pain that travels via the sciatic nerve is defined as sciatica, but athletes get sciatica primarily from piriformis syndrome. Because of intense physical activity, like weight lifting, this puts strain on the piriformis muscle. The resulting inflammation can push the nerve and in some cases even herniate a disc away from the lower spine. 

While these are the five most common sports-related injuries, they are obviously not the most severe. Concussions have become a prominent issue within the impact sports community and have led to a nationwide discussion about the seriousness around the issue.

Healthcare and Health Insurance for Athletes Nebraska Graets Foundation

Athletes and Mental Health

One positive injury change within the sports community is the willingness to discuss mental health. According to the National Institute of Health, many former athletes show signs of cognitive impairment, anxiety, depression, and alcohol misuse compared to the general population. 

Any retirement presents challenges to transition, and athletes are no exception. Given their physical demands, sports careers are much shorter than others and often athletes feel ill-prepared for the decades ahead of them.

Additionally, athletes typically begin their sports enthusiasm at a young age, which builds a personality link to their physical skills. When that sport is removed from the equation it can cause a shift to redefine who that athlete is. Without competition and the drive to be better, who am I? 

Weight gain from lack of competition has additional mental side effects. The increased pounds can actually lead to mood changes and athletes are less likely than the population at large to be aware of recreational sports. 

The Price Of a Healthy Athlete  

When watching our athletes compete, we’re filled with renewed energy and adrenaline, but for many of them, that price will be paid for many years to come. 

If you include time-loss and medical costs, the costs of high-school contact sports is $19.2B and another $1.5B for colleges. That cost is passed along to all of us in higher costs, more doctor burnout, and stress on an already taxed system. 

There is a US shortage of specialists, which has been accelerated by COVID-19 burnout in the medical field. The weight-time to find doctors, specialists, and physical therapists is at an all-time high, nationwide. 

The Specifics of Health Insurance for Athletes

For current athletes, there is a new and emerging niche of insurance options for healthcare needs. While it is true that most student-athletes remain on their parent’s insurance, there is a new marketplace that specializes in insurance and disability plans for student-athletes. 

Team USA or the US Olympic Team provider of health insurance is USOPC, which offers Elite Athlete Health Insurance (EAHI) to the Medical Assistance Fund (MAF) to the Medical Network (MN). Other companies like AHP Healthcare and US Sports Scholarships. 

Recent changes in US healthcare policy make refusing ‘pre-existing conditions’ a thing of the past. Former athletes are one group that benefited greatly from the policy change. 

Nebraska Greats Foundation- Mental Health in sports

What To Do When There’s No Health Insurance for Athletes

Lack of health insurance can be a problem for many, not just athletes. The good news is that Healthcare.gov has expanded its capabilities and interface to make health insurance shopping easier for everyone. 


But unlike the general population, athletes without insurance may not have the options or coverage to get the full care that they need. Many suffer in silence with pain, fatigue, and ongoing injuries that persist. 

There are limited options for many of these current and former athletes, outside of healthcare exchanges in their state. Medicare and Medicaid become a key tool to current and former athletes’ medical planning. 

​​Medicare

Medicare is a federal insurance program available to those:

  • 65 years and older (whatever their income)
  • Younger than 65 years with a disability and have received Social Security Disability Insurance (SSDI) for at least 24 months
  • Individuals of all ages who have end-stage renal disease (permanent kidney failure in need of dialysis or a transplant)

Medicaid

Medicaid is a state-based assistance program serving low-income people under age 65. Patients usually pay no part of costs for covered medical expenses, although a small co-payment may be required.

Each state sets its own guidelines regarding eligibility and services so you should contact your local Medicaid office directly. 

The Nebraska Greats Foundation

Founded by former Nebraska Football All-American Jerry Murtaugh, the Nebraska Greats Foundation was conceived after the tragic real-life loss of Andra Franklin and David Humm to address situations just like we’ve been discussing. 

The Nebraska Greats Foundation provides medical and financial assistance to in-need former athletes from Nebraska’s 16 four-year Colleges and Universities. For many athletes, this can be one of the largest stressors in their lives. 

The Nebraska Greats Foundation has a team of board-certified, licensed physicians who donate their time and expertise to evaluate each applicant. They provide guidance for the foundation but also alternatives and options for each applicant based on their own circumstances. The physician’s board is also a valuable resource in identifying worthy candidates.

Nebraska Greats Foundation Healthcare and Health Insurance for Athletes

Healthcare For Athletes Everywhere

Hannah Tillerson is a key example of an athlete without anywhere else to turn for assistance. 

Originally from Oklahoma, Hannah joined Midland University and their soccer team, even receiving a 2022 All-GPAC Honorable Mention.

Sustaining an ankle injury early in 2022 and a traumatic brain injury late in the season, Hannah’s existing medical issues with her hip were aggravated from the new strain on her ankle. Despite her attempts to play through the pain, Hannah had to retire from soccer early.

If not properly managed, these hip, ankle, and brain injuries will have profound impacts on Hannah’s ability to live a healthy life. 

To ensure an optimal recovery with proper healing time, injuries like this create a huge financial burden for athletes like Hannah to overcome. 

This is where the Nebraska Greats Foundation was able to step in and step up to assist. Hannah was able to offset her medical bills and offset her mounting stress around the situation. 

A Helping Hand

The Nebraska Greats Foundation is a non-profit organization that provides financial assistance to former athletes and ex-athletes from Nebraska’s colleges and universities who face medical challenges. 

Through this support, we can alleviate some of the mental health issues that Nebraska athletes are going through during their recovery process.

If you know of an athlete friend or family member who needs access to specific treatments and services, let us know to potentially alleviate some of the stress associated with managing these conditions.

With your help, we can make the Nebraska sports scene a safer place for our community athletes. Wondering how to help? Donate today or contact us. Most donations are tax-deductible.

The Hidden Cost of injuries in sports

Injuries In Sports: Long-Term Impact And Costs

From the thrill of competition to the heartache from a loss, every athlete on the field tries to push themselves mentally and physically. For myriad reasons, pushing these limits can have lifetime effects when those limits are pushed too far. 

In this blog, we’ll cover the impacts and financial reality of what happens when athletes encounter injuries. This complex problem now begins even earlier, with children selecting a single-focus sport at younger and younger ages.

Nebraska Greats Foundation The Hidden Cost of injuries of sports

The Physical and Mental Toll of Sports Injuries

While some form of injury, big or small, is almost inevitable for athletes – the long-term impact and costs is something rarely considered when first getting involved on the field with an activity. The transition from a fun extracurricular activity to a serious and possibly scholarship-based sport for any athlete can sneak up on you, but the considerations and toll of an injury can be life-altering. 
Most readers think of early childhood sports as a carefree scenario with happy kids engaging in their first competitions. Today’s reality may not coincide with the Leave it to Beaver version that many of us have in our heads.

Sports specialization has been creeping into younger and younger athletes. ‘Sports specialization’ is defined as “an intentional and focused participation in a single sport for 8 months or more per year.”

These effects are far-reaching and have multiple real-world problems.

Lessening Participation

The first problem is selecting a single sport at an increasingly young age actually leads to lessening participation across sports. This happens for two distinct reasons. 

The first is burnout from the student-athletes. It’s estimated that 70% of single sport-focused athletes will drop out of that sport by age 13. Additionally, when athletes choose a specialization, they never have the opportunity to explore other sports for which they might have a passion. 

These problems go hand-in-glove with the issue of advanced athletes. 


Because athletes learn the skills to conquer a sport at a young age, it makes latter participation almost impossible. By encouraging athletes to be the best they can be as young as they can be, we close the door to more participation by novice athletes entering high school or beyond. 

Advanced Injuries

The second looming problem is creating advanced injuries. There has been an increase of media coverage around Tommy Johns surgery for teens. This repetitive stress injury was something that previously was a part of MLB pitchers in their late careers. Now, it’s common for 35% of MLB pitchers and as of 2014, 67% of all Tommy Johns surgeries were performed on athletes 16-20 years old. 


This touches on the specialization problem mentioned earlier. Because young athletes don’t have a secondary sport the possibility of repetitive stress injuries becomes much more likely at a younger age. 

If pitchers, for example, were to take 3-4 months off from their promising sport and play basketball, Tommy Johns surgery for 16-20 year olds would be non-existent. 

Nebraska The Hidden Cost of injuries of sports

Lingering Effects: 

Serious surgeries and serious injuries are increasingly common among younger and younger athletes because of the drive to perform at the top echelon of their sport.

Regardless of the injury, there are always lingering physical effects for players.

It has been reported that over $700,000,000 was spent on salaries for injured athletes in MLB in 2015, over $450,000,000 in the NFL, $350,000,000 in the NBA and $300,000,000 in the English Premier League but what is the true underlying cost of these injuries?

Many injuries, regardless if they are fixed or unresolved, can also turn into unexpected future issues. Post-traumatic osteoarthritis is caused by early life injuries. Because cartilage will strengthen from tears and impact, osteoarthritis is a very common lingering effect for all athletes.  

Former NCAA athletes report a more limited range of motion, lower health-related quality of life surveys, and these scores go down over time. 

The Mental & Emotional Strain:

Becoming less taboo is discussing the emotional strain that is placed on top-tier athletes. The heightened stress that athletes operate under in their day-to-day lives has been traced to developing affective disorders later in life. 

A 2019 study found that 35% of elite athletes have mental health concerns. This can be a wide-ranging issue from the struggle to balance personal responsibilities with sports, to their relentless pursuit of perfection in their sports specialty. 

Depression is the most common emotional issue surrounding athletes. There was a previous feeling that the endorphins produced by training and playing were a good barrier to depression. We now know that depression impacts athletes at all levels of play. 

It’s estimated that 6.7% of the US population has struggled with depression in the previous 12-month period. That number is anywhere from 15-21% among college athletes. That same study found that athletes who had experienced an injury reported significantly higher levels of depression than non-injured athletes. 

The Financial Reality

The research is deepening around the financial reality for NCAA athletes after they leave college. Chronic injuries surround former NCAA athletes at a significantly higher rate than recreational athletes. 

Of course, many former college athletes continue to thrive physically after college. But for those with sustained injuries, there will be a long future of specialists, physical therapists, and ongoing care.  

To understand the costs of athlete injuries, one study over four years in Florida found that youth sports-related injuries accounted for $55M in insurance and youth Medicare costs. And consider that’s just one state over four years.

Cost Of Sports Injury Doctor: Direct Costs

Sports injury costs can vary wildly from state to state and city to city. For 25- to 40-year-olds, a 2011 survey estimated average charges for a leg fracture were about $3,403, while the estimated average charges for an arm fracture were about $7,666. 

In an exhaustive study, the estimated cost per year ranges from $446 million to $1.5 billion for college injuries. For high school, the range is $5.4 billion to $19.2 billion.

There is little data on costs not directly from the doctor’s office, but there is no stretch to put together that ongoing surgeries, rehabilitation, and ongoing medications are likely much higher than the initial treatments given. Additionally, many athletes run up against being underinsured or even uninsured. 

The Hidden Cost of injuries of sports

The Long Run: Indirect Costs

There are high price tags for injuries later in life for an injured player. The highest indirect cost is that of missing a professional opportunity. Indeed, we’ve seen an increase of players in college refusing to make bowl appearances for their teams. 

Lost income is the largest concern, but the hidden costs of adaptive equipment will quickly and far exceed the sticker price of a doctor’s visit. The cost of travel and specialized equipment can put a significant strain on any budget. 

What Athletes Won’t Tell You About Life After a Sport Injury

One of the little talked-about aspects of injury is the pressure athletes feel to keep it a secret. The old-school feeling that you should ‘play through the pain’ has caused untold permanent damage for so many athletes. 


The importance of receiving immediate care cannot be overstated. How quickly the initial injury can be resolved is one of the leading indicators for positive outcomes down the line. The pressure to finish a match, continue training, or keep an injury to yourself can create a lifetime of struggle. 

Along that same line, skipping rehab is a common and dangerous idea. Athletes too often want to get back to regular training, back to the game, or back to their teammates. Because of this internal pressure, many athletes don’t complete the rigorous rehabilitation plans from the training. 

Athletes will often ignore smaller concerns. Whether because there are multiple issues or that thinking the pain will go away, athletes often push through issues that will come back to haunt them later in life. Early diagnosis is the easiest way to prevent a future sports injury. 

The Impact on Life Beyond Sports

Career & Education

Injuries have an impact on more than just a player’s performance on the field or court. When injuries occur, student-athletes are more likely to miss school and training days. A 2019 study found that grades are negatively affected by sports-related concussions.

While no comprehensive study of injured athlete graduation rates exists, the depression surrounding an injury has obvious negative effects on their schooling. 

Relationships & Social Life

A 2010 study revealed that many students lack a support system when dealing with an injury. This same study found that female athletes struggled more than their male counterparts to find the emotional and social support they needed in dealing with an injury. 


The NCAA did an exhaustive study of the effects of injury on college athletes and even dove into how injuries can lead to increased use of alcohol and illegal drugs to cope on campus. Their findings are the most complete to date on the struggle student-athletes face across campuses. 

Any change in physical capabilities for the population at large has negative impacts on social engagement, physical activity, and feelings of isolation. These can be made doubly difficult to deal with in a collegiate setting. 

Healthcare and Health The Cost of injuries

The Importance of Prevention & Proactive Care:

The importance of prevention and listening to medical professionals cannot be overstated. So often the drive to get back to work with teammates has student-athletes choosing to curb the amount of advice they take from their training staff. Ignoring rehab recommendations is also more prevalent in younger athletes rather than their professional counterparts.

This can also be impacted by the information the athletes receive from the coaching and training staff and is further impacted by the importance of the upcoming match. 

It is crucial for athletes to heed professional guidance and for the training staff to make medical recommendations based on the athlete and not on the pressure to win. 

The Reality Of Injuries in Sports

The pressing reality of college athletes and the financial burden they bear has caught the attention of the US Senate as the NCAA struggles to catch up to a changing landscape of financial responsibilities in a post-NIL (Name, Image, and Likeness) world.

The full scope of injuries and the lives of athletes post-injury is being actively studied by the National Institute for Health (NIH) and the NCAA. The reality and full scope of these impacts may not be known immediately. 

NGF Treats Even The Worst Sports Injury 

This is where the Nebraska Greats Foundation comes in. So many athletes have nowhere to turn to afford the sports-related care they need. Our team of medical experts evaluates the requests that come in and the Nebraska Greats Foundation will step in to assist.

Many of these athletes cannot find the financing or empowerment they need to achieve their dreams without sacrificing their health. We at the Nebraska Greats Foundation want to change that. 

How to Apply

In the world of college sports, injuries are practically ubiquitous. Whether it’s torn ligaments, broken bones, or nagging chronic pain, recovery can often come at a steep price. It can be an incredibly daunting situation for athletes without the financial resources to pay for medical treatment. 

Pride can also get in the way of these athletes asking for the help they need, which means one of the most thoughtful things you can do is refer athletes you know need medical care and assistance.  

In addition, the injuries do not need to stem directly from their playing days. We have helped many people whose medical needs began decades after their playing days ended. Our team will contact the athlete directly and work with them to find a solution that works for their health and budget.

If you or an athlete you know is struggling with the long-term effects of a sports injury, reach out to the Nebraska Greats Foundation. We offer resources and support to help you navigate the challenges and reclaim your future.

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